I have heard the phrase "If not now, when?" several years ago. It came up recently in a conversation as well. I had worked out a custom home design with a client that he loved but the subdivision review board rejected it for various reasons. Crushed after several months of work, the project languished and died. A few years later he related the story to his Rabbi. And this was the Rabbi's response:"If not now, when?"
I think many of us are not truly 'happy' and rather frustrated from day to day due to putting off essentials and tactical moves to 'get ahead' or even to stay solvent. Too many are in our comfort zone, doing what has worked best for us in the past and sliding sideways day to day with a foreboding because we know what SHOULD be done is not occurring. (this can be true for a host of other issues, ha!!)
So 'when' is a good time, an optimal time, to follow through with plans you have made mentally but have failed to execute?
Marian poses this question to Robin in the recent movie - at a key point in the plot. She does not want him to give up and change his mind. Who exactly is the captain of your ship? Where does the buck stop?
If you've been negligent about your future, you should establish your goals and a timeline NOW to reach them. This recent blog by Grant Schneider offers a great outline. Print it out and follow point by point.
This is about YOU. What is more important in business other than yourself? Only you can do the things to make your business and life better. Only you can motivate yourself to take the steps necessary to improve financially and psychologically. Only you can pick yourself up by your bootstraps and forge ahead. You have elected to determine your own future. It is YOUR responsibility to be responsible about your life.
You have the means, the background, the experience, the know-how. So then, "If not you, who?" Time is finite. Opportunity can wane. Do what you know needs to be done NOW.