I was just speaking to a friend of mine who just had her mortgage loan switched from Wells Fargo Home Morgage to Specialized Loan Servicing. Her loan was one that wasn't supposed to be sold and after all of the years gone by they sold it. She looked up the reviews and there are so many recent complaints about the company. I am surprised there is not a class action law suit against them. See link below for anyone that may be experiencing the same problem. If enough people get involved, then maybe change can happen. Feel free to leave comments of anything good or bad in regards to this subject.