ActiveRain November 2018 Thanksgiving Challenge | Day 9

Real Estate Broker/Owner with KD Realty - 408.972.1822 CA BRE#01366594

As a San Jose Realtor, I'd like to expresses my gratitude for the Tom Parke Team with Mason-McDuffie Mortgage. Tom, Jamie, and David are a blessing. The team is invaluable to my San Jose Real Estate and Probate Help business.  

This is Day 9 entry into the ActiveRain challenge where we've members are asked to share the joys, what blesses us the most, and why it is a blessing.  


pumpkins displayed on a stack of hay 


Anyone who owns and manages a business knows it takes a village. Even independent contractors need the support of others for their success.  At a bare minimum, they need clients! 

Real estate professionals are no exception. 

I've worked with many lenders over the 15 years I've been a San Jose Realtor. I worked with lenders buying and selling before I became a real estate agent.

I have the experience on both sides to know the difference between OK, Good, Great, and Holy Crap Batman - Tom and his Team are UNBELIEVABLE.  

The bar has been raised beyond the reach of most, if not all. 



I've learned that people in any profession are only as good as the experiences they've had. I learned that working with a lender that does not know what they claim or profess to know, and maybe they don't even know that they don't know can be dangerous and costly to a client. 

I had one such experience many years ago. There is always a silver lining. 


When we trust a professional and their mistakes cost us time and money we feel an array of emotions.  

  • That's not right!
  • How can that happen?
  • Why did they not know that?
  • They should have to pay for this?

The list goes on and on. 

Getting upset is justified but it does not fix the issues.  

Following the extremely costly mistake by a lender many years ago, I reached out to Tom Parke for help!



Ever since that costly mistake by a lender many years ago, Tom and his Team became my personal lender and my preferred lender in my brokerage, KD Realty,  and Santa Clara County Probate Help.   

I'm so grateful for the Tom Parke Team with Mason McDuffie Mortgage.  

While there are many schools of thought on a buyers' mortgage approval, it is my business policy to require the buyers I work with, even my past clients and referred clients, to be pre-approved with a mortgage lender. Ideally with underwriting approvals. 

Tom was among many video guests invited to participate in an all-day video production in May 2018.  The videos were primarily designed for NeedProbateHelp and are branded as such. 

Because Tom is such an integral part of my Team I invited him to speak on many lending topics.  The video below discusses the importance of underwriting approvals and why sellers want to work with a real estate agent and a lender that will provide underwriting approval even before a buyer makes an offer on a home. 



Tom and his team afford me the opportunity to provide an even higher level of service to my clients selling a home and clients buying a home.  A lot of work is done upfront to avoid surprises after an offer gets accepted. 

Very few lenders in the Santa Clara County real estate market will do this. I am blessed to have Tom, Jamie, and David on my Team. They have done some incredible things at the Eleventh Hour that I continue to be amazed by.

Being a direct lender means they have the ability to make Eleventh Hour decisions in real time and not depend on an outside source to give the blessing. 

There are many reasons why the Tom Parke Team is ranked in the Top 1% of mortgage originators nationwide for production and why clients are raving fans!

There are many reasons why this San Jose Realtor is grateful for the Tom Parke Team with Mason-McDuffie Mortgage. The bottom line is the team is invaluable to my San Jose Real Estate and Probate Help business.  



Thank you, Debbie Reynolds for hosting the Thanksgiving Challenge



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Hannah Williams
Re/Max Eastern inc. - Philadelphia, PA
Expertise NE Philadelphia & Bucks 215-953-8818

Kathleen Daniels  Finding a lender with great underwriting is so important . I have a mortgage lender I use who bends over backward for me and has never let me down . I understand completely .  Great post

Nov 21, 2018 10:45 AM #1
Kat Palmiotti
406-270-3667,, Broker, Blackstone Realty Group - brokered by eXp Realty - Kalispell, MT
The House Kat

That is a wonderful shout out to the Tom Parke Team. It sounds like they are fantastic!

Nov 21, 2018 11:38 AM #2
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Hello Kathleen- - -trust in any relationship can never ever be over-emphasized.  

Nov 21, 2018 12:12 PM #3
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Kathleen in order to succeed in this business we need a team of professionals we can trust to hold up their end of the transaction.  Having that trust in a team member is priceless!!!

Nov 21, 2018 03:43 PM #4
Lynnea Miller
Bend Premier Real Estate - Bend, OR
Premier Real Estate Service in Central Oregon

Hi Kathleen.  It sounds like you have found the perfect lender to work with.  When you have people who make you look good by providing great service to your clients, it is a win-win to all. Happy Thanksgiving!

Nov 21, 2018 04:30 PM #5
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co. Notary Services, retired Realtor

We have blessed with several good lenders in Minot ND which is one of the reasons we (local Realtors) hate to hear our clients are using an out of State or on-line lender Kathleen Daniels . 

Nov 21, 2018 04:36 PM #6
Myrl Jeffcoat
GreatWest Realty - Sacramento, CA
Greater Sacramento Real Estate Agent

Happy Thanksgiving, Kathleen!  I hope you enjoy this special day with family and/or friends.

Nov 22, 2018 01:27 AM #7
Nina Hollander
Coldwell Banker Realty - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

Good morning, Kathleen... where would we be without our "teams?" The are a true blessing in our lives. Meantime, wishing you a lovely Thanksgiving Day.

Nov 22, 2018 07:27 AM #8
Debbie Reynolds
Platinum Properties - Clarksville, TN
Your Dedicated Clarksville TN Real Estate Agent

We can't do our jobs without the help of others. So glad you have the right fit with your lender and you trust and work well with them.

Nov 22, 2018 05:54 PM #9
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Kathleen Daniels

San Jose Homes for Sale-Probate & Trust Specialist
An Independent San Jose Real Estate Brokerage
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