Lock Watch for the Week of 11/26/2018

Mortgage and Lending with Guaranteed Rate, Marin County, CA NMLS: 22343

Lock Watch for the Week of 11/26/2018



Wednesday's gonna be a doozy, so shake off your holiday weekend hangover.


Economicalendar (all times are Pacific):

Mon, 11/26:      2-Yr Note Auction (10am).

Tues, 11/27:      Case-Shiller HPI (6am), Consumer Confidence (7am), 5-Yr Note Auction (10am).

Weds, 11/28:     GDP and International Trade in Goods (5:30am), New Home Sales (10am), 7-Yr Note Auction (10am) and  FOMC minutes (11am).

Thurs, 11/29:    Jobless Claims and Personal Income and Outlays (5:30am), Pending Home Sales (7am).

Fri, 11/30:        Chicago PMI (6:45am).


10-Year Treasury History

3.07%     Today's Open 

3.07%     One Week Ago

3.08%     One Month Ago

2.32%     One Year Ago


The Capuchin Catacombs of Palermo

Years ago, I spent several days in Palermo, Sicily, and I can attest that if you ever get a chance to visit that city and are fairly strong of stomach, then a worthwhile stop in your itinerary should be the Capuchin Catacombs.  Far from the underground, claustrophobia-inducing catacomb stereotype you may otherwise have in mind, the Palermitan version looks like a 19th century hospital ward, but instead of beds, there are shelves containing the mummified remains of monks, statepersons and other illuminati from mostly the 17th through 19th centuries.  Striking are not only the features of their dessicated faces, but also their clothing, which though expectedly degraded over a couple hundred centuries, lends a fascinating, if macabre, view into times long since gone.  I mean, outside of perhaps a painting or a grainy black and white photograph, who can tell you, in real color, what vestments actually looked like at the time when Mozart and Thomas Jefferson lived, except those who have died and selected the garments in which they would like to spend eternity?

  1. A few things to note before entering:
  2. Viewing mummified children can be unsettling.  There are a good number of them here.
  3. Though the air inside will not evoke a tropical beach, neither does it reek of decaying remains.

Palermo is a city very rich in history.  A few days on foot before and after your visit to the catacombs may provide just the perspective you need in order to think of the catacombs as something more than a real-life Fangoria magazine.


Vidi Palermu e gori, vidi Napoli e poi mori,



Robert J. Spinosa
Vice President of Mortgage Lending

Guaranteed Rate
NMLS: 22343 
Cell/Text: 415-367-5959 Fax: 415-366-1590

Marin Office:  324 Sir Francis Drake Blvd., San Anselmo, CA  94960

Berkeley Office:  1400 Shattuck Ave., Suite 1, Berkeley, CA  94709

*The views and opinions expressed on this site about work-related matters are my own, have not been reviewed or approved by Guaranteed Rate and do not necessarily represent the views and opinions of Guaranteed Rate.  In no way do I commit Guaranteed Rate to any position on any matter or issue without the express prior written consent of Guaranteed Rate's Human Resources Department.


Guaranteed Rate. Illinois Residential Mortgage Licensee NMLS License #2611 3940 N. Ravenswood Chicago, IL 60613 - (866) 934-7283


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Jeremy K. Frost
Keller Williams Realty - Dripping Springs, TX
Associate Broker, ABR, CNE, CRS, ePro, PSA, SRS

Always good to be in the know. Thank you for sharing and best of luck!

Nov 26, 2018 08:49 AM #1
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Rob Spinosa

SVP of Mortgage Lending, Marin County
Can I Get a Jumbo Loan with 10% Down?

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