Mortgage and Lending with Liberty Home Mortgage Corporation Originator NMLS ID 120117

I still remember when Bank of America would not let me cash advance my credit card in March of 2009.


I was standing in my kitchen, at my dishwasher speaking to customer service and making sure that I can cash advance it before I was going to walk into the bank to do it.


The limit was $65,000 and the balance was $59,000.


It took a long time to pay that debt completely off, but I did it.


Along the way, I had to constantly listen to friends tell me how I had no life and I needed to go out more and enjoy things.


But days off, vacations, sick days and going out was not going to pay off $600,000 of credit card debt.


For as difficult as those days were, I learned a lot about myself, my goals, my dreams and my commitments and during the holidays, I always kept everything in perspective.


I woke up thankful to be alive (since I had 2 near death experiences) and thankful to have a shot at another day.


For today, get up, get going and get after it!!


Win one day at a time and you shall conquer the world. Have a great day my friends!!


Btw, if you are where I was and you need some advice, get ahold of me!! I am with you and will help as much as I can.



Comments (7)

James Dray
Fathom Realty - Bentonville, AR
Exceptional Agents, Outstanding Results

Morning Khash.

Those days of credit card debt are way behind me.  Now, if I don't have the funds to pay for something, I wait until I do.  

Nov 27, 2018 01:57 AM
Sally K. & David L. Hanson
EXP Realty 414-525-0563 - Brookfield, WI
WI Real Estate Agents - Luxury - Divorce

 Decades ago we had some debt and went on a mission....debt free....and help others all we can to experience that freedom as well.

Nov 27, 2018 03:36 AM
Kat Palmiotti
406-270-3667,, Broker/REALTOR® - Kalispell, MT
Helping your Montana dreams take root

I love your last sentence, offering your help to those who are where you were. Kudos.

Nov 27, 2018 03:52 AM
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Good morning Khash. No easy path to success. People never see the bad! Enjoy your day!

Nov 27, 2018 04:14 AM
Barbara Todaro
RE/MAX Executive Realty - Retired - Franklin, MA
Previously Affiliated with The Todaro Team

Good morning, Khash Saghafi everyone has had a difficult experience at one time or another....and most survive and learn from it....we all learn and survive the same way...with one foot in front of the other until we reach our goal....

Nov 27, 2018 05:55 AM
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Good morning, Khash - one day at a time. Like so many things in life. Not always easy but usually necessary. 

Nov 27, 2018 06:09 AM
Mike Baltierra
Rise Realty - Eastvale, CA
Full Service at Your Service Realtor-Eastvale CA

You had a plan and stuck to it. That's the key.  

Nov 27, 2018 06:59 AM