¿Qué si espero un año para comprar una casa?

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Real Estate Agent with Allison James Elite CA. BRE 01501699
What If I Wait A Year to Buy a Home? | Simplifying The Market

¿Qué si espero un año para comprar una casa?

Los precios de las viviendas nacionalmente han aumentado un 5.4 % desde esta fecha del año pasado. Durante ese mismo período, las tasas de interés se han mantenido históricamente bajas, lo que ha permitido que muchos compradores entren en el mercado y aseguren una tasa de interes baja.

 

Como vendedor, usted estará más preocupado en cuanto a ‘el precio a corto plazo’– hacia donde se dirige el valor de la casa en los próximos seis meses. Como comprador, sin embargo, usted no debe estar preocupado por el precio, más bien sobre el ‘costo a largo plazo’ de la casa.

La Asociación de banqueros hipotecarios (MBA por sus siglas en inglés), Freddie Mac, y Fannie Maeproyectan que las tasas de interés hipotecarias aumentarán para esta época del próximo año. Según El informe Home Price Insights Report de CoreLogic, los precios de las casas van a apreciar 4.8 % durante los próximos 12 meses.

¿Qué significa esto para un comprador?

Si los precios de las casas aprecian el 4.8 % durante los próximos doce meses como predice CoreLogic, aquí hay una demostración simple del impacto que el aumento en la tasa de interés puede tener en los pagos de una hipoteca de una casa vendiéndose hoy aproximadamente por $250,000:

 ¿Qué si espero un año para comprar una casa? | Simplifying The Market

En conclusión,

Si comprar una casa está en sus planes para este año, hacerlo lo más pronto podría ahorrarle miles de dólares sobre los términos de su préstamo.

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Chris B Johnson

Chris B JohnsonRealtorCDPE, SFR, BPOR, HAFA, CDAT, PSC, QSCAllison James EliteMoorpark CA(805) 208-0823Your home is probably the biggest asset that you own. That is why you need to choose a partner, who is working for YOU to get the job done correctly, the first time. One who is concerned about Quality, not Quantity.
 
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Chris B. Johnson is a REALTOR® who Specializes in Short Sale and REO Transactions. Chris has been Certified as a California Association of Realtors HAFA Specialist, a National Association of Realtors Short Sale and Foreclosure Resource, Chris B Johnson Realtor is a Certified Distressed Property Expert, Certified Short Sale Negotiator, Certified Default Advocate and Certified Pre-Foreclosure Specialist. With a full time staff dedicated to short sale negotiations and transactions, we have been successful with (almost) every short sale to date.  LinkedIn Pro    UpNest    What's Your Home Worth?

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Dec 11, 2018 09:54 AM #1
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Dec 17, 2018 10:41 AM #2
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Dec 22, 2018 09:06 AM #3
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