10 Ways to Prevent Holiday Shopping Scams

By
Services for Real Estate Pros with IDTheftSecurity.com Inc

The winter holidays: a time for festivities and … fraud-tivities.

Gift Card Grab

Never, ever enter your credit card or other sensitive information to claim a gift card that comes via email.

Never Buy Over Public WiFi

Shopping over public WiFi means your credit card, bank account or login data could get picked up by a cyber thief. Use a VPN.

Coupon Cautious

If a coupon deal seems too good to be true, then assume it is. End of story. Next.

Password Housekeeping

  • Change the passwords for all your sensitive accounts.
  • No two passwords should be the same.
  • Passwords should be a random salad of upper and lower case letters, numbers and symbols – at least 12 total.
  • A password manager can ease the hassle.

Two Step Verification

  • A login attempt will send a one-time numerical code to the user’s phone.
  • The user must type that code into the account login field to gain access.
  • Prevents unauthorized logins unless the unauthorized user has your phone AND login credentials.

Think Before You Click

  • Never click links that arrive in your in-box that supposedly linking to a reputable retailer’s site announcing a fantastic sale.
  • Kohl’s, Macy’s, Walmart and other giant retailers don’t do this. And if they do, ignore them.
  • So who does this? Scammers. They hope you’ll click the link because it’ll download a virus.
  • The other tactic is that the link will take you to a mock spoofed site of the retailer, lure you into making a purchase, and then a thief will steal your credit card data.

Bank and Credit Card Security

  • Find out what kind of security measures your bank has and then use them such as caps on charges or push notifications.
  • Consider using a virtual credit card number that allows a one-time purchase. It temporarily replaces your actual credit card number and is worthless to a thief.

Job Scams

Forget the online ad that promises $50/hour or $100 for completing a survey. If you really need money then get a real job.

Monthly Self-Exam

For financial health: Every month review all your financial statements to see if there is any suspicious activity. Even an unknown charge for $1.89 is suspicious, because sometimes, crooks make tiny purchases to gage the account holder’s suspicion index. Report these immediately.

Https vs. http

  • The “s” at the end means the site is secure.
  • Do all your shopping off of https sites.
  • In line with this, update your browser as well.

Robert Siciliano personal security and identity theft expert and speaker is the author of Identity Theft Privacy: Security Protection and Fraud Prevention: Your Guide to Protecting Yourself from Identity Theft and Computer Fraud. See him knock’em dead in this Security Awareness Training video.

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Tags:
credit card fraud
online security
wifi
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password manager
shopping scams
two step verification

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Rainmaker
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Grant Schneider
Performance Development Strategies - Armonk, NY
Your Coach Helping You Create Successful Outcomes

Good morning Robert - thank you for these updates.  You always give us good information.

Dec 11, 2018 06:06 AM #1
Rainmaker
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Kristin Johnston - REALTOR®
RE/MAX Realty Center - Waukesha, WI
Giving Back With Each Home Sold!

Great information and so timely too!  THanks for sharing!

Dec 11, 2018 06:36 AM #2
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Maria Sapio
Keller Williams of Central PA - Carlisle, PA
Real Estate Agent- Carlisle, PA. Mariasapio.com

Thank you for offering your suggestions.  I wonder how many people are buying online on public wi-fi...good thought!

Dec 11, 2018 06:51 AM #3
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Kathy Streib
Room Service Home Staging - Delray Beach, FL
Home Stager - Palm Beach County,FL -561-914-6224

Robert- this time of year is especially frightening because we're all shopping and in a hurry so may not be as cautious as we normally are. 

Dec 15, 2018 05:51 PM #4
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Robert Siciliano

Realty Security and Identity Theft Expert Speaker
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