My three cents.
Wonder what the refund would be worth now? And I wonder if I can still get the three cents? I looked for a date and found none but this refund has to be old because Montgomery Ward & Co. has not been around in a long, long time. If I lived close enough to the banks listed perhaps I could go in and cash it.
Where did it come from? I had a son who was a collector. He collected everything and while looking through some of his old things, I found this. It is very fragile and might be worth something as a vintage Montgomery Ward memory?