Myth: Don't Accept An FHA or VA offer.

Reblogger Mary Yonkers
Education & Training with Alan Kells School of Real Estate/Howard Hanna Real Estate

Yes, the seller's agent can improve the property's chance of selling quickly by discussing all types of financing, including FHA & VA loans.

Original content by Margaret Rome, Baltimore Maryland 311291



With FHA appraisals...the main concerns have to do with safety...cracks in sidewalks that could be a trip hazard, chipped or peeling paint, lack of handrails and broken windows. And of course blatant neglect with signs of water penetration, roof leaks, and obvious mold.

These concerns can easily be addressed at the listing appointment. Agents can and do educate and hopefully alleviate the myths.  VA loans seem to really want to help the veteran, not make it more difficult. Having a good lender and a knowledgeable Realtor® to educate and explain the nuances of the different kinds of financing is most important. There are plenty of deals that can be successfully completed with government loans. 

Now a condo not approved for FHA...that is a different story. With simple research, this can be found out at the time of listing. So if you know your buyer can only go with a government loan...this may not be the best choice. With a really good lender, the buyer may be able to qualify for a conventional if they really want a particular condo.




Please don't assume that an FHA or VA loan is not the right one.


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Margaret Rome, Baltimore Maryland
HomeRome Realty 410-530-2400 - Pikesville, MD
Sell Your Home With Margaret Rome

Mary Yonkers Thanks for reblogging and getting the word out.

Wishing a wonderful Christmas!

Dec 21, 2018 02:31 PM #1
William Feela
Realtor, Whispering Pines Realty 651-674-5999 No.

ou should have an idea if a home will pass the FGA or VA inspections before you say you will accept one

Dec 21, 2018 06:54 PM #2
Barbara Todaro
RE/MAX Executive Realty - Franklin, MA
Marketing Agent for The Todaro Team

Good morning, Mary Yonkers great selection for a reblog.... everything provided by Margaret Rome, Baltimore Maryland is a good read...

Dec 22, 2018 03:48 AM #3
Nina Hollander
Coldwell Banker Residential Brokerage - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

Great reblog, Mary. Thanks for reposting as I missed it the first time around. I sell lots of homes with FHA and VA financing with no issues... the myths surrounding these loans do need to be eliminated.

Dec 22, 2018 05:21 AM #4
Endre Barath, Jr.
Berkshire Hathaway HomeServices - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

Mary just wanted to stop in long time not connected, so with that said let me wish you a prosperous 2019 and a great re-blog BTW, Endre

Jan 20, 2019 08:36 PM #5
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Mary Yonkers

Erie/PA Real Estate Instructor
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