SMALL and LARGE PRINT

By
Real Estate Broker/Owner with people first...then business Ran Right Realty 636943 licensed to thrill

It pops up everywhere you go. It is where disclaimers, liability waivers and insurance rate protectors put all their "told you so" information so that you cannot claim later on that you did not know. You see when you litigate something, you find out what works and what doesn't. That's how a one page agreement becomes a 20 page small print agreement

IS THIS YOUR SIGNATURE

While we are on the subject of litigation, the dreaded question of questions is going to be brought up and it is this: Is that your signature on this page? Are those your initials? All this does is establish that you signed the document and read it through. Your scribble says you agreed and read this

I SIGNED IT BUT WHAT DOES IT MEAN

However, understanding it all is where the courts give leeway. While the law remains the same, different judges interpret it differently. So while you may admit that you signed this 20 pager, you can still claim you didn't understand what you were signing and all that goes with that. But don't bet the farm that you will prevail

I DIDN'T DRAFT THIS

As Real Estate agents, we cannot make people understand anything. We counsel, answer questions, discuss things, refer to higher authorities and care about the outcome. We don't draft the agreements themselves. If you are borrowing money, then lenders have their rules and requirements too. Attorneys come in handy if doubt/fear plagues you.

WHAT IS BEHIND IT ALL

The spirit of the agreement is important. I remember when I went to buy my first home and was naive, innocent and knew nothing. Me and my wife...just a couple kids trying to start a family and live the American dream. My bank says no problem on loaning you money. That was easy enough. So far so good...

MY HUNNY BUNNY

We get to the 20 page loan docs part and I go deer in the headlights. My wife is floating on a cloud, imagining her new nest and the potentials. I am in agony and everyone is looking at me. Whats wrong says my hunny bunny? I said, I don't what I am signing here and I knew if we had all day and someone explained, I still would not know

YES SEZ...I

She knew me and spoke to me from her heart. Her questions helped free me. Do we need a place to live? Yes sez I. Wherever we go, wont we find a way to pay for it? Yes, sez I. If we make our payments isn't that all we need to know? Yes, sez I. Then, a strange thing happened. My hand moved toward the signature lines and scribbled.

OF COURSE I WILL PAY YOU BACK

I trusted my wife. I trusted common sense and I knew as long as I kept to the purpose of the whole thing, all would go well. What was the purpose? To pay back the loan a complete stranger made to me to help me get ahead in life. When you put it in those terms, whats not to understand?

LARGE PRINT

This doesn't need to be expanded on yet it is vital to law and order as well as privacy and personal rights. In the majority of cases they all are self-evident and remain in your face and easy to obey with little exception. Here are some examples:

1. No Smoking     Beware of dog   No left turn

2. No trespassing   Recycle    Railroad crossing 

3. Keep off the lawn   Do not enter     No loitering

4. Keep out    Violators will be prosecuted     

5. Line forms here     Have I.D. ready

6. Refunds    Stop   Life guard on duty

The above are self-explanatory, acceptable and clear. Many don't see them or have one track minds which result in a showdown of a sort if challenged. It is at that time people learn why the sign exists. Large print works but that small print needs work...

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Show All Comments
Rainmaker
3,844,639
Sheila Anderson
Referral Group Incorporated - East Brunswick, NJ
The Real Estate Whisperer Who Listens 732-715-1133

Good afternoon Richie. In NJ where I ptracticed and am licensed, attorneys read the documents. If you trusted your attorney you were good. My attorney once discovered a mistake that saved me thousands.

Jan 08, 2019 10:14 AM #1
Rainmaker
2,575,620
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Sheila Anderson ...outsourcing what is important is wise...my dear

Jan 08, 2019 10:37 AM #2
Ambassador
1,984,065
Hannah Williams
Re/Max Eastern inc. - Philadelphia, PA
Expertise NE Philadelphia & Bucks 215-820-3376

Richie Alan Naggar  I need a place to live and i promise to pay ....

Jan 08, 2019 10:55 AM #3
Rainer
543,734
Dörte Engel
RE/MAX Leading Edge - Bowie, MD
ABC - Annapolis, Bowie, Crofton & rest of Maryland

Dear Richie,

What I find funny is that when you try to sign up for something online, they have a link to the terms and conditions and other small print disclosures. If you actually take the time to read all 34 pages, the application has timed out and you have to start over.

Jan 08, 2019 11:19 AM #4
Rainmaker
2,575,620
Richie Alan Naggar
people first...then business Ran Right Realty - Riverside, CA
agent & author

Hannah Williams ...the key to Richies General Store and Post is under the mat

Hi there Dörte Engel ...funny & sad and it wont hold when challenged either

Jan 08, 2019 11:46 AM #5
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Rainmaker
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Richie Alan Naggar

agent & author
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