Are you looking for First Time Home Buyer Programs:
First thing to remember is that you do not need to be a first time home buyer to use a first time home buyer program. A first time home buyer is actually someone who has not owned a home for three or more years. The Step Up program allows you to use almost the exact same Fannie Mae programs that are used in the Step Up program except that you can have owned a home.
In many cases, you can use HFA programs on the day that you sell your current home. If you are using a Fannie Mae product, you can buy a new home and not sell your current home. I learned this from one of the lead down payment experts at DownPayment.cool. I had a buyer tell me that they were buying a home with a HFA step up program and he was not selling his current home. I told him that was not possible as it was a First Time Home Buyer Program and he told me it was and that he had been told it by DownPayment.cool. I asked to talk to his specialist and the specialist explained what the Fannie Mae rules were. He then gave me contact info for one of his HFA contacts and amazing enough, it was correct.