Prepare To Buy A Home With A Home Buying Class
Be in the know when you are buying a home by taking a home buying class. I talk to folks every day who are surprised at what they don't know about buying a home. When buying a home your goal is finding the home but also being knowledgeable about the process itself, being aware of what is expected of you, having the best credit score possible, knowing your limitations, knowing what will affect your ability to buy. These things among so many more are things you will learn from a home buying class.
Some mortgage loan programs for first time buyers, particularly, require a home buying class provided by a source acceptable by the lender or Fannie Mae for instance. Those programs come at a cost in some cases. In others they can be provided at no cost. Some can be in person, others online.
I do a home buying class each month, except November, December, January that takes a little over an hour but provides information from getting qualified to closing on a loan. My home buying class will not take the place of a required class as described above. If a home buying class is required by your lender to get the loan my class does not fit the bill. However, by the time you are taking the lender required certified class you have already contracted yourself to a purchase which is why I like to educate buyers ahead of the actual contract process.
My home buying class is intended to smooth the process by educating home buyers about the process and assisting them in getting in the very best position when they buy.
From my many years of experience originating mortgage loans I realize everyone learns something when they take my home buying class. Perhaps you are a move up buyer who hasn't been in the market for a long time. Perhaps you are a first time buyer. I am no different than anyone else when it comes to doing something I'm not familiar with; it can be intimidating. There are a lot of questions. Being prepared by taking a home buying class removes or greatly lessens the apprehension. Just like anything else in life the more we know about a topic the more sense it makes.
I invite Kentucky and Ohio home buyers to my home buying class for February. I'll post it on my D A Griffin Financial Facebook page when the date is selected. Email me at firstname.lastname@example.org if you want to be notified of the February class or any ensuing classes this year. I highly recommend you attend a home buying class to prepare for buying a home. As an alternative you can also set up a time for a private session when waiting for the next class is not feasible.