1st Continental Mortgage, Cities and areas covered by Tampa: Apollo Beach, Balm, Gibsonton, Lithia, Lutz, Mango, Plant City, Riverview, Ruskin, Seffner, Sun City, Sun City Center, Sydney, Thonotosassa, Valrico and Wimauma Tampa Home Loans Tampa Mortgage Financing CLICK HERE - To View Our MORTGAGE PROGRAMS
•· Low Down Payment of 3% and 100% financing options available. •· 95% of Appraised Value Cash-Out Refinance •· FHA Streamline Refinance •· NO Income Maximum Limits •· Gift Funds: 3% down payment can come from FRIEND, FAMILY MEMBER OR NON PROFIT •· Seller CAN PAY UP TO 6% OF YOUR CLOSING COST! •· NO Cash Reserves Required •· Self Employed 1-2 Yrs OK •· Permanent Alien OK •· NO pre-payment penalty •· FHA Secure Tampa Home Loans Tampa Mortgage Financing CLICK HERE - To View Our MORTGAGE PROGRAMS
Cities and areas covered by Orlando: Apopka, Christmas, Clarcona, Gotha, Killarney, Maitland, Ocoee, Tangerine, Windermere, Winter Garden and Zellwood 1s Continental Mortgage has been helping to finance homes in Tampa for over 10 years. Whether you're buying or refinancing a home in Orlando, Orange County or surrounding areas - we can help. 1s Continental Mortgage is a leader in Florida mortgage programs. 1ST Continental Mortgage is Hillsborough County Florida FHA Mortgage Specialist. We are approved by HUD to originate FHA Mortgage loans throughout Florida. Fill out a Quick Application Call us with any questions in regards to FHA financing at 954-391-8387 Did you know, the FHA home loan provides more security to homeowners than ANY other mortgage program today? In cases of financial difficulty, you have a higher probability of NOT losing your home if you have an FHA home loan Vs. having a conventional or Sub-Prime mortgage loan. Plus, all FHA home loans are FULLY assumable, adding one more layer of protection for you and your family! Orlando Florida FHA Loan Florida is known as the sunshine state and a haven for buying and finding really good real estate property. The fact for most home buyers is, when you need a home, you will require a home loan and who best to work with than 1st Continental Mortgage and our many FHA loan programs. When we talk about a Florida FHA loan, there is a FHA loan limit applicable in different counties and these change to keep up with market conditions. For example: Baker County in Jacksonville, FL has a one family loan limit of $294,500; a two family loan limit of $331,700; a three family loan limit of $403,000 and a four family loan limit of $465,000. Similarly the non metro county of Lafayette has a one family loan limit of $200,160; a two family loan limit of $256,248; a three family loan limit of $309,744 and a four family loan limit of $384,936. So basically the loan limit in Lafayette is less than that of Baker County. FHA is a part of HUD and the first thing looked at before issuing a Florida FHA mortgage is that you as a borrower have demonstrated a good repayment history for all your debts within the last 12 months. The credit history basically outlines your willingness to pay back your Florida FHA loan, the same loan that you will hopefully be getting from 1st Continental Mortgage, a Florida mortgage company, and not directly from the FHA. FHA insures the loans underwritten and approved by various Florida mortgage companies. FHA also provides security to the mortgage lenders in case you default on a loan and hence the Florida lenders will be more than willing to offer you the best FHA loan at some of the lowest interest rates in the market. If your credit history, in spite of sufficient income, keeps on reflecting late payments, and delinquent credit accounts, then approving your loan may be impossible without sufficient documentation and explanation. Here's a brief synopsis of various credit underwriting guidelines for a FHA home loan:
Qualifying for Florida FHA loans In a nut shell, it's typically easier to qualify for FHA home loans in Florida as compared to conventional loans with like kind terms and conditions. The FHA loans are underwritten and funded by a FL mortgage lender like 1st Continental Mortgage Some of the benefits of a Florida Federal Housing Administration home loan are:
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Tampa Home Loans
Tampa Mortgage Financing
Incorporated
•1. City of Plant City
•2. City of Tampa
•3. City of Temple Terrace
[edit] Unincorporated Census Designated Places
• Boyette
• Brandon
• Cheval
• Dover
• Keystone
• Lutz
• Mango
• Ruskin
• Seffner
• Valrico
• Wimauma
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