How much Liability Coverage do I need? $500 or $250 deductible? Do I even need Collision Coverage. Answers to these and lots more. JUST CLICK THE - READ THIS FIRST.
Getting the most for your insurance dollar starts with getting the best quote you can. There's few things in life more (seemingly) complicated than an auto insurance quote.
- How much coverage should I have?
- What Limits are right for me? 15/30/25? 100/300/100?
- What deductibles should I have? $100, $250, $500?
- Should I even have collision coverage on my car?
- What about Uninsured Motorist Coverage?
- What's MEDICAL PAYMENTS?
- What about towing, rental car and all those "other coverages"?
Let me offer you a comprehensive view of all of these questions. Take a look at my blog post at THE SAN DIEGO INSURANCE BLOG :
There you'll find all the answers to these questions and more.
Once you've decided how to best configure your coverage, then make a few calls. Ask some friends who their insurance company is and how do they like it. Ask if they've had any claim experience there. Be sure that when you call, get the same coverages for each quote. If they want to quote you some different limits and deductibles, that's great, but make sure you have the one configuration that you started with. That way it makes it easy for you to compare prices and companies.
Remember it's NOT just about the price.
There's convenience of use and claim service to consider. Do you want a local office or are you happy with a 1-800 number in some far off state? Lots of questions to answer. Just be organized and think through what you want. WRITE IT DOWN and keep track of the answers and prices you get.
Alsoo keep in mind, the ease and convenience which gets you the quote is probably an indicator of how other things like car changes and claims might go in the future.
Feel free to call me if you have any questions.... GOOD LUCK!
It's a Good Life !
Dennis Volz Insurance Agency
10783 Jamacha Bl, Suite 1, Spring Valley, CA 91978
OFFICE: (619) 670-1000 - FAX: (619) 670-1121 - Cell (619) 339-1339
Websites: Company Site: DennisVolzInsurance.com
Serving San Diego, El Cajon, Spring Valley, Lakeside, Jamul, Santee, Oceanside, Carlsbad, Encinitas, Del Mar, Pacific Beach, Ocean Beach, La Jolla, North Park, Kennsington, East County, Fallbrook, Los Angeles and San Francisco.