During my years as a Realtor no outside institution deserved kudos more then the established lenders in Minot ND. Stepping up to Margaret Rome, Baltimore Maryland , challenge for January I just have to give a high 5 to ALL of Minot's lending institutions. Everyone I've worked with has been Golden!Only one in 16 years has been unprofessional and their stint here was short lived and they are long gone.
I never did really develop a "favorite" because they really were all "that" good.
If a Real Estate Buyer would ask for a recommendation, instead of naming an institution I would recommend they try one bank, one credit union and one mortgage broker. I truly had no favorite and they all had competitive rates.
One super good story I just have to tell is about my friend Chad who at the time was with a mortgage broker but today is with a local bank.
My Buyer was active duty stationed at the Minot AFB in the missile division side of things. It was the day of closing, just an hour or two before, and one of those PITA underwriters needed something signed now or the closing was not going to happen. The Buyer was on duty and in a missile hole (silo) 20 miles out of town. Chad drove to the hole (keep in mind this is a military rocket stored under ground with men down there ready to push the button) banged on the security fence until armed soldiers came out to see what this lunatic wanted. People get incarcerated for long periods of time for this kind of stuff! The Buyer came to the surface , signed the docs, and Chad saved the day (yes they let Chad go home and not to club Guantanamo Bay).