Lock Watch for the Week of 2/4/2019

Mortgage and Lending with Guaranteed Rate, Marin County, CA NMLS: 22343

Lock Watch for the Week of 2/4/2019



Compared to last week, there should be relatively few fireworks driven by economic reports.  With the backdrop of a Fed perhaps on hold, this week's auctions (3, 10 and 30) could be interesting. 


Economicalendar (all times are Pacific):

Mon, 2/4:      Factory Orders (7am).

Tues, 2/5:     ISM Non-Mfg Index (7am), 3-Yr Note Auction (10am).

Weds, 2/6:     International Trade, Productivity and Costs (5:30am). 10-Yr Note Auction (10am).

Thurs, 2/7:    Jobless Claims (5:30am).  30-Yr Bond Auction (10am).

Fri, 2/8:        Quiet.


10-Year Treasury History

2.72%     Market Open

2.74%     One Week Ago

2.70%     One Month Ago

2.77%     One Year Ago


Rachel Flowers

One can only assume that a baby born 15 weeks early, that loses its sight at 3 months due to complications from prematurity, would cause the parents immense concern and stress for the future.  That is, unless and by a beautiful stroke of fate, that child soon develops an otherworldly musical talent that continues to blossom into multi-instrumentalism mastery.  This is the story of Rachel Flowers.  I had never heard of her until I stumbled across a video of her playing a solo version of Boston's Foreplay/Longtime.  



Now granted, the Boston tune is timelessly great, and it does hold a special place in my heart because we used to play it in our high school band, but Rachel's ebullient performance is spot-on and uplifting, to say the least.  Check out more of Rachel's story out if you want to be inspired to start the week.


Hearing is believing,



Robert J. Spinosa
Vice President of Mortgage Lending

Guaranteed Rate
NMLS: 22343 
Cell/Text: 415-367-5959 

Marin Office:  324 Sir Francis Drake Blvd., San Anselmo, CA  94960

Berkeley Office:  1400 Shattuck Ave., Suite 1, Berkeley, CA  94709

*The views and opinions expressed on this site about work-related matters are my own, have not been reviewed or approved by Guaranteed Rate and do not necessarily represent the views and opinions of Guaranteed Rate.  In no way do I commit Guaranteed Rate to any position on any matter or issue without the express prior written consent of Guaranteed Rate's Human Resources Department.


Guaranteed Rate. Illinois Residential Mortgage Licensee NMLS License #2611 3940 N. Ravenswood Chicago, IL 60613 - (866) 934-7283


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Nick Vandekar, 610-203-4543
Long & Foster Real Estate Inc 610-225-7400 - Devon, PA
Tredyffrin Easttown Realtor, Philly Main Line

Rob good to hear, and she is very talented musician.

Feb 04, 2019 11:28 AM #1
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Rob Spinosa

Vice President of Mortgage Lending, Marin County
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