Dreaming of Home Ownership?

By
Real Estate Agent with Keller Williams Southern AZ

Dreaming of Home Ownership?

 

 

Below are some quick tips to start making that dream a reality:


1)      Start saving for a down payment early!

Money SavingSetting aside tax refunds and work bonuses is a simple and easy way to start saving!

Set up an automatic savings plan and using an app to track your progress. I’m currently using an app called Acorn to save.  It rounds up my dollars and cents and puts them away for later!


2)      Explore your down payment & mortgage options!Money Saving

The amount of money you put down is going to affect your monthly mortgage payment and interest rate.  Make sure you shop rates and utilize a trusted resource. Ask your REALTOR for the best local mortgage professionals.


3)      Research your state and local assistance programs

Your county or municipality may also have first-time home buyer programs.

There are several down payment assistance programs currently available in Pima County.  Some programs provide up to $20,000.00 towards your down payment!

 

Money Saving4)      Determine how much home you can afford

 

Before you start looking for your dream home, it’s important to know what’s actually within your price range. You want a monthly mortgage payment you’re going to feel comfortable paying, not one that will stress or strain your budget.



5)      Check your credit and pause any new activity

To keep your score from dipping after you apply for a mortgage, avoid opening any new credit accounts like a credit card or auto loan, until your home loan closes. Using formats like Credit Karma can help track your progress or inform you of any suspicious activity.

 

 

For more information contact us at 520-477-9530 or email Michelle Genardini directly at michelle@shawnpolston.com .




Polston Results Team

Keller Williams Southern Arizona

520-477-9530


 

Blog Post by: 
Michelle Genardini






Michelle Genardini, Buyer Specialist

Real Estate Agent, Keller Williams Southern Arizona



Photo credits to:
Greater Baltimore Board of Realtors

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Topic:
Home Buying
Location:
Arizona
Tags:
realtor
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home loan
home ownership
dream home
firsttime home buyer
mortgage payment
firsttime home buyer programs
polston results team
keller williams southern arizona

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Rainmaker
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William Feela
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Realtor, Whispering Pines Realty 651-674-5999 No.

Get professional help to get you on the right track for buying a home

Feb 04, 2019 08:17 PM #1
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