Lock Watch for the Week of 2/18/2019

Mortgage and Lending with Guaranteed Rate, Marin County, CA NMLS: 22343

Lock Watch for the Week of 2/18/2019



Lots of Fed talk this week but few reports.


Economicalendar (all times are Pacific):

Mon, 2/18:     President's Day, markets closed.

Tues, 2/19:     Housing Market Index (7am).

Weds, 2/20:     FOMC minutes (11am).

Thurs, 2/21:    Jobless Claims, Durable Goods, Philadelphia Fed Bus Outlook Survey (5:30am).  Existing Home Sales  (7am).

Fri, 2/22:        Quiet.


10-Year Treasury History

2.67%     Friday's Close

2.66%     One Week Ago

2.79%     One Month Ago

2.88%     One Year Ago

(Need a rate quote for your specific scenario?  Click anywhere on this link.)


Hell on Wheels:  New York City's Subway in the 1970's

A fond childhood memory of mine is riding the NY subway system in the '70's.  My indefatigable and uncomplaining grandmother would schlep my brother and me from the 79th St. station in Bensonhurst, Brooklyn into Manhattan to the American Museum of Natural History so that we could see the dinosaur fossils, and then maybe later we'd stop at a Chock Full o' Nuts for something to eat.

But riding the NYC subway in the seventies was a cultural experience unto itself, epitomizing the definition of 'gritty.'  I recently uncovered a photo documentary and it's fascinating.  You can find it HERE.  Entitled "Hell on Wheels," some of the images take me right back to being 6 or 7.  Now if I could only hear that sound of screeching and clanking and smell the cigarette smoke...


All aboard,



Robert J. Spinosa
Vice President of Mortgage Lending

Guaranteed Rate
NMLS: 22343 
Cell/Text: 415-367-5959 

Marin Office:  324 Sir Francis Drake Blvd., San Anselmo, CA  94960

Berkeley Office:  1400 Shattuck Ave., Suite 1, Berkeley, CA  94709

*The views and opinions expressed on this site about work-related matters are my own, have not been reviewed or approved by Guaranteed Rate and do not necessarily represent the views and opinions of Guaranteed Rate.  In no way do I commit Guaranteed Rate to any position on any matter or issue without the express prior written consent of Guaranteed Rate's Human Resources Department.


Guaranteed Rate. Illinois Residential Mortgage Licensee NMLS License #2611 3940 N. Ravenswood Chicago, IL 60613 - (866) 934-7283


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Patricia Feager, MBA, CRS, GRI,MRP
Selling Homes Changing Lives

Rob Spinosa - thanks for the Lock Watch!

I read your article on the subways. I myself road subways all the time in Chicago but I have to say, the video in that article changes. The videos on your clicks took me to different places each time and not about subways. I'm glad you posted regular photos of the subway.

Feb 18, 2019 08:45 PM #1
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Rob Spinosa

Vice President of Mortgage Lending, Marin County
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