The 2 Items Always "Called Out" by the Appraiser

Mortgage and Lending with AmeriFirst Financial Inc, San Diego, CA NMLS 259027

Although the main role of an Appraiser is to render an opinion of value for the "subject property" being appraised, the Appraiser will always "call out" the following 2 items if they are in violation of safety codes.  These 2 items are as follows:


  1. Carbon Monoxide Smoke Detector - a minimum of 1 per floor/level/story of the home)
  2. Water Heater double-strapped in a workmanlike (i.e. "to code") manner


Not only will the Appraiser proactively look for the above 2 items, but he/she will also make a point to include photographs of them in the actual appraisal...every time.

Jason Gordon Mortgage - San Diego, California Mortgage Specialist

Jason Gordon Mortgage - San Diego, California Mortgage Specialist

This protocol is also followed with Tankless Water Heaters

Jason Gordon Mortgage - San Diego, California Mortgage Specialist

If the Appraiser sees a violation in either/both of the above, they will "call out" these deficiencies in a manner similar to a Police Offer issuing a "fix it ticket." The Mortgage Lender will then require the Appraiser to visit the property a second time to sign-off on the issue(s) that was/were fixed.  Typically, the Appraiser will charge roughly $150.00 extra fees for the 2nd visit (which is a cost often absorbed by the Borrower).


Let's be proactive Folks...have these items ready BEFORE the Appraiser visits the property.  If you are a Listing Agent, these items should be on your pre-listing checklist.  This simple step will reduce Buyer/Borrower costs, and speed up the escrow process.  


For additional information, please do not hesitate to contact me.  Thank you for reading...!

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Jason E. Gordon

Branch Manager | Sr. Mortgage Loan Officer



Gordon Mortgage Group - AmeriFirst Financial Inc.


Office: 619-200-8031



11440 W. Bernardo Court, Ste. 300, San Diego, CA 92127


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AmeriFirst Financial Inc., 1550 E. McKellips Road, Suite 117, Mesa, AZ 85203 (NMLS #145368) Toll free phone (877) 276-1974. Copyright 2012. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates, and programs are subject to change without prior notice. All products are subject to credit and property approval. Not all products are available in all states or for all loan amounts. Other restrictions and limitations may apply. AmeriFirst Financial is required to disclose the following licensing information. Please click here for licensing information. 




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Jason E. Gordon

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