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Current Mortgage Rates. Madison County Real Estate

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Real Estate Agent with 901 Realtors

 

Mortgage Rates


These are the latest available mortgage rates for home mortgage loans at financial institutions in the MLS coverage area. Most rates are based on a $100,000 mortgage and 10 percent down payment. These rates do not include closing costs such as title searches and appraisal fees with a 30 day rate lock period. Solid Earth, Inc. is not responsible for the accuracy of this information and the borrower should contact their own mortgage banker for the latest rates.
INSTITUTION Conv.
30-year fixed
Rate/points
Conv.
15-year fixed
Rate/points
5-Year ARM
Rate/points
Yearly cap
Lifetime cap
FHA
Rate/pnts
30yr
VA
Rate/pnts
30yr
Last Update
SOUTH BANK

/ 256-519-3257
Sam Moss, FHA / VA Mort Expert / 256-213-4804
/
Ginny Terry, VA / FHA Expert / 256-519-3241
/
5.875/ 0 5.25/ 0 5.25/0 2/5 5.875/ 0 5.875/ 0 02-Jun-2008 7:17:53 PM
Featured Loan Program: We're your VA & FHA Loan Specialists & Relocation Experts! 100% Fin & Rural Housing loans available. In-house processing, u/w & closing! 1st time homeowners welcome! Free Pre-approval before you shop! Trust SOUTHBank, your local Mortgage Leader!
BANCORP SOUTH MORTGAGE
(256) 564-8460
BETTY KITCHENS / 256-564-8461
5.875/0 5.375/0 NA/NA NA/NA 5.75/0 5.75/0 02-Jun-2008 4:21:45 PM
Featured Loan Program: Local underwriting & funding...1X Close CP........Current guideline information!!!!
COUNTRYWIDE HOME LOANS
(256) 519-2802
KRISTIE PHILLIPS / 256-535-4700
Susan Loper-Branch Manager / 256-658-3095
Sharon Andrews / 256-509-5626
Kristin Ardal / 256-655-0837
Kelly Stults / 256-509-2037
Jennifer Blankenship / 256-426-9291
Misty Anderson / 256-990-1956
Cami Felix / 256-797-5761
Shannon Fortner / 256-755-0156
Toni Roberts / 256-227-1617
Theresa Leslie / 256-337-9636
Jeff Walczak / 256-714-8464
Brent Daniel / 256-468-5867
Bonita Payne / 256-683-2094
Karla Reagin-Young / 256-651-2145
Teresa Schmitt / 256-651-6574
Valerie Wilkerson / 256-655-5494
5.75/0 5.25/0 4.875/0 2/5 5.875/0 5.875/0 02-Jun-2008 4:04:15 PM
Featured Loan Program: Call today to find out more information on our no MI options up to 97%!! Rates above based on purchase money transactions.
MAGELLAN MORTGAGE SERVICES,INC
(256) 288-0288
CLAY WILKINSON,MANAGER / 256-288-0288
Betsy Jarrett, Sr Loan Officer / 256-509-4945
Tonia Owens, Loan officer / 256-679-8538
Betsy Jarrett ,Sr Loan Officer / 256-288-0288
5.875/0 5.375/0 5.125/0 2/5 NA/NA 5.875/0 02-Jun-2008 3:29:57 PM
Featured Loan Program: PRE-APPROVAL@WWW.MAGELLANMORTGAGE.COM (no fee), Serving YOU since 1990; Superior Construction/Perm long term lock options * * YOUR RELOCATION SPECIALIST* Ask about No PMI option* First-time buyer Programs* Some Rates based on 200K loan.
COLONIAL BANK
551-4884
JENNIFER TAYLOR / 256-551-4761
/
Linda Shockley / 256-551-4762
/
6.000/0 5.500/0 5.125/0 2/5 5.875/0 6.000/0 02-Jun-2008 3:28:06 PM
Featured Loan Program: We're your First Time Buyer and 100% Rural Development specialists!! RD rate offered today at 5.750%!! (Rates quoted are based on strong credit.) Are you qualified to achieve your mortgage goals? Call today for your free pre-approval!
SIGNATURE MORTGAGE LLC
(256) 882-7940
BOB ROGERS / (256) 882-7940
Lisa Blake / 256-337-5729
Dave Ryals / 256-714-1002
Teri Fairman / 256-541-6507
Eric Ryan / 256-457-7807
Cindy Marion / 256-426-3723
6.00/0 5.625/0 5.375/0 2/5 6.00/0 6.00/0 02-Jun-2008 2:35:02 PM
Featured Loan Program: FHA, VA, Rural Housing - - Apply online at www.SignatureNAL.com
1ST METROPOLITAN MORTAGE
(256) 713-2000
JOHN TATE / (256) 713-2000
6.0/0 5.625/0 5.5/0 2/5 6./0 6.0/0 02-Jun-2008 1:46:39 PM
Featured Loan Program: John H. Tate served N. AL since 1994. Short on cash? Ask John about the No Closing Cost option. Call to see if you qualify for $5000 to be used toward your downpayment and closing costs. John is a trained/certified FHA & VA Specialist, since 1998.
PROGRESS BANK
(256) 319-3630
KIM CAPPAERT / (256) 319-3630
Jeanette Lowe / 256-319-3624
Mona Robinson / 256-319-3627
Tina George-Dubach / 256-280-9161
5.875/0 5.50/0 5.25/0 2/5 5.875/0 6.00/0 02-Jun-2008 1:01:01 PM
Featured Loan Program: CHECK OUT THE ARM RATES FOR GREAT SAVINGS!!! We now offer Single Close Construction Perm loans and Reverse Mortgages! Local Underwriting! Local Processing! Local Closing! Free Prequalification!
SERVIS FIRST BANK
(256) 722-7821
CINDY LEBLANC / (256) 722-7821
Sheree Moore / 256-679-5110
5.875/0 5.375/0 5.75/0 2/5 5.875/NA 5.875/0 02-Jun-2008 11:25:06 AM
Featured Loan Program: Rates based on credit scores.
CHARIS MORTGAGE CORPORATION
(256) 885-4044
ANNAS AYTCH / (256) 885-4044
Rosemary Aytch / 256-885-4045
Bill Allen / 256-489-4067
Annas Aytch / 256-885-4044
5.875/0 5.375/0 NA/NA NA/NA 5.875/0 NA/NA 02-Jun-2008 10:10:10 AM
Featured Loan Program: You Have Questions.....We Have Answers! Visit our website at loansforhouse.net
REDSTONE FEDERAL CREDIT UNION
882-8500
/
Sharleen Kinch / (256)882-8510
Elizabeth Braman / (256)882-8503
Donna Hutton / (256)882-8512
Melinda Langston / (256)882-8505
Tammy Mahaffey / (256)882-8525
/
6.00/0 5.50/0 5.375/0 2/5 NA/NA NA/NA 02-Jun-2008 9:41:40 AM
Featured Loan Program: .5% Origination fee on 1yr,10-1,7-1,and 5-1ARMs**Up to 90% financing on lot loans**Zero down terms available
First American Bank
256-382-4560
MELANIE MULLINS / 256-508-3083
Martha Bishop / 256-679-7216
Vicki Brown / 256-656-4326
Ethel Carter / 256-520-4853
Sam Hepburn / 256-797-8828
Elaine Maxey / 256-227-4822
Tammy McCurry / 256-337-3175
Clint Northcutt / 256-303-5149
Tammy Parvin / 256-348-6538
Brian Paulus / 256-457-5822
Kylie Shannon / 256-797-1957
Kristi Tapscott / 256-303-2833
Ben Wilson / 256-508-5055
Casey Caplin / 256-682-6459
6.125/0 5.625/0 5.750/0 2/5 6.125/0 6.250/0 29-May-2008 11:06:54 AM
Featured Loan Program:



*Rates subject to change without notice.
*Information contained herein is provided to assist real estate professionals and is not an advertisement to extend consumer credit as defined by Section 226.6 of Regulation Z. This form may not be reproduced.