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Notarizing for the Blind

By
Services for Real Estate Pros with Ward County Notary Services 607851

Notarizing for the blindA notary has one valid issue when working with document signers who are blind.

The question is, does the signer know what the document is that they are signing?

The notary needs to know that they are signing it willingly and deliberately?

Some states require the notary to read the entire document to the signer before the signature is notarized. If it has not been read to the signer, the notary cannot reasonably assume the person’s signature was intentional for the purposes set forth in the document.

Considering the number of documents related to a Real Estate closing a Notary Public may be required to read 100 or more pages to the blind signer as it is the notaries primary duty to know that they are signing it willingly and deliberately?

 

 

 

Posted by

William Feela
WHISPERING PINES REALTY - North Branch, MN
Realtor, Whispering Pines Realty 651-674-5999 No.

WOW! That could take a while and the legal terms wouild put most people to sleep

Mar 21, 2019 04:34 PM
Sheri Sperry - MCNE®
Coldwell Banker Realty - Sedona, AZ
(928) 274-7355 ~ YOUR Solutions REALTOR®

It is a challenge but I know you are up to it! Continued success in this area.

Mar 21, 2019 04:42 PM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

That's for sure William Feela . It would put me to sleep reading it to someone.

Mar 21, 2019 06:48 PM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

It has not happened to me yet Sheri Sperry - MCNE® but I would not turn it down if it were to come up. I am here to serve .

Mar 21, 2019 06:49 PM
Endre Barath, Jr.
Berkshire Hathaway HomeServices California Properties - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

Bob you think they would come up with "Braille" or other ways  to read the documents. Wow buying a Condominium with Home Owner Documents and then Loan Documents on top could be a 300 page exercise, Endre

Mar 21, 2019 10:52 PM
James Dray
Fathom Realty - Bentonville, AR

Morning Bob.

Thankfully, I've never ran into that situation before.  Frankly, I don't know what my state requires on that subject

Mar 22, 2019 01:32 AM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

Endre Barath, Jr. they would have to pay me quite a bit to conduct a 300 page closing with me reading the entire document.

Mar 22, 2019 03:56 AM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

James Dray I had to call the State of ND to find out and I still did not get a straight answer.

Mar 22, 2019 03:57 AM
Sheila Anderson
Referral Group Incorporated - East Brunswick, NJ
The Real Estate Whisperer Who Listens 732-715-1133

Good morning Bob. Wow...if that was the standard I wonder how any of us would handle this.

Mar 22, 2019 04:46 AM
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Good morning Bob. Who knew? Did a loan for a blind person once and although it took longer, did not read everything to him. Enjoy your day!

Mar 22, 2019 04:59 AM
Peter den Boer
Atlanta Communities - Woodstock, GA
MBA,GRI, Associate Broker, Realtor

Huh...I never thought about that. What a great service to the blind though. Thanks for the thought-provoking post.

Mar 22, 2019 04:59 AM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

What an interesting post, Bob. Last year I worked with my first-ever blind home buyers and that was certainly an eye-opener (no pun intended) for me. Taught me a whole new perspective about showing homes.

Mar 22, 2019 05:18 AM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

Sheila Anderson the more I think about it if it had to be read I'd insist that the loan officer do the reading BUT it would still be a very long signing for sure.

Mar 22, 2019 06:13 AM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

Wayne Martin I guess it all comes down to if the signer knows what the document says or not. If your signer knew what it was to the satisfaction of the Notary Public perhaps IL allows them to skip the reading it portion.

Mar 22, 2019 06:15 AM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

You are welcome Peter den Boer . I'm glad my posts about notarizing are drawing some good interest.

Mar 22, 2019 06:16 AM
Bob "RealMan" Timm
Ward County Notary Services - Minot, ND
Owner of Ward Co Notary Services retired RE Broker

Nina Hollander during my career I never did work with a blind client. I'm sure it would have come up if I would have continued with the builder I worked with continued to build zero barrier homes.

Mar 22, 2019 06:19 AM
Beth Atalay
Cam Realty and Property Management - Clermont, FL
Cam Realty of Clermont FL

Hi Bob "RealMan" Timm, I never worked with a blind buyer or a seller but did work with a teacher who read most of the documents prior to signing. That closing took the entire day.

Mar 22, 2019 11:34 AM