Stated Income-Verified Asset (3 mos.) (SIVA) Loans for Residential/CRE

Mortgage and Lending with RT Capital Advisors, Inc. CEO

Stated Income Verified Asset (SIVA) Loan Product for Residential or Commercial


Stated Income, Verified Asset

Purchase or Refinance Loans


Fix and Flip 1-4s (1yr loan, 4 mo. prepay)


1) Long Term Hold (30 yr loan fixed for 3 or 8 yrs, down to 1 yr prepay with buydown) 

Commercial or Residential Loans for Non-Owner and Investment properties up to 75% LTV.


Both with Loan Amounts to $2,000,000.


2) 1 yr FIX and Flip 75% after repair value with over 650 FICO

or 75% LTV with any FICO. 

Fix and Flip: NO minimum FICO 1-4 units Investor financing.


No Income verification needed. 

3 months PITI reserves needed post closing.

Rates from 7.99%. Rate buydown available. 

600 minimum FICO score required. 

21 day close of escrow. 

Interest reserve options.

Any amount of properties allowed. In Bankruptcy or Foreclosure OK.
Unlimited cash out. No title seasoning required.
Available: Nationwide except IL, MN, ND, NV & SD.
Fees: 2 points + $995 processing in the transaction.
Posted by
Bob Thompson
Chief Executive Officer
Lending Advisors providing unique access to Hedge Funds, Private Money, Private Party, REITs, CMBS, Community, Regional & Global Bank niche mortgage products nationwide.
RT Capital Advisors
1 (562) 344-LOAN



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Private Money Lenders
Stated Income Loans in California - (562) 344-LOAN
75 ltv
25 down
commercial or residential loans for nonowner and investment properties up to 75 ltv
75 arv

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Harry Norman, REALTORS® - Atlanta, GA
Associate Broker

Good afternoon 

Thank you for sharing your information with us Bob Thompson, 562.344.5626 | Stated Income & HELOCs 

Have a great day.

Saturday March 30, 2019. 

Mar 30, 2019 10:25 AM #1
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Bob Thompson, 562.344.5626 | Stated Income & HELOCs

RT Capital Advisors, Inc.- Commercial/Residential
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