Finding a loan for your primary residence is pretty straight forward. There are many options, for qualified individuals. Finding a loan for an investment property, however, can be more of a challenge. We specialize in California investment property acquisition and refinance loans.
There are many new programs on the market these days that can assist investors looking for real estate financing. We work with those investors who are looking for more aggressive programs than are generally offered, or investors who have had trouble obtaining financing through more traditional means.
Some of our investor loans can go as high as 80% loan to value. For rehabs, we have programs that will go as high as 90%, plus fund the rehab costs. We are able to help with residential, commercial, mixed use and most other property types. Additionally, we are able to assist with almost any credit situation.
For investors with a track record, experience, or those who own multiple rental or investment properties, we have added flexibility. Many banks want to cap investors at a certain number of investment properties max. We have no such cap. In fact, most of our programs have beneficial pricing to investors with large real estate holdings.
Our investment property loans span a wide range of terms. The loans we put together are typically structured specifically for the client's situation. Due to this, we are able to get creative to find a solution when others may have failed. Cross collateral loans are fine. We can help finance fractional ownership situations with TIC loan products available. For investors looking for stability, we have the ability to put together long term options. We can help with land loans, as well as construction loans for not only single family residences, but also other investment property types, subdivisions and more.
Visit us online to learn more about our California investment property loan options at AcaLending.com. We specialize in California hard money loans, but also have institutional funding available for investment purposes.