Don't let the 20% down myth scare away first-time buyers .

Dear friends and clients,

Some people have the misconception that a 20-percent down payment is required for a home purchase, when in reality, many home loan options exist that may be able to put consumers into a home for as little as 3 percent down. In fact, 77 percent of non-cash first-time homebuyers in 2018 purchased a property using a down payment of less than 20 percent. its to hard and takes to long to save for a 20% down payment purchase. There is even downpayment asstance I have seen buyers get in with a couple thousand bucks!  Call today 707-315-5555 if you are working and have a 625 credit score.