Cost of Living in Rockwall, Texas

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Rockwall, Texas

Rockwall is a city in Dallas Fort Worth Metroplex and is the county seat of Rockwall County. The city has a land area of 31.6 square miles and a population of 44,208 residents. Also, Rockwall is known for its beautiful boat marinas along Lake Ray Hubbard and the charming golf clubs throughout the city. 

What is Cost of Living?

Cost of living is the amount of money one would have to spend in order to maintain a good quality of life in a given part of the country. Families who plan to move into a new community will want to consider their potential expenses and income to determine if moving is financially viable. Cost of living is a good indicator if your plan to purchase a home in Rockwall would be a good proposition for you. The city is apparently more expensive compared to other cities in Texas - thanks in part to the many luxury neighborhoods and exclusive subdivisions in the city. 

Index Rockwall Texas USA
Goods & Services 106 93 100
Groceries 100 91 100
Healthcare 85 96 100
Housing 117 83 100
Transportation 104 94 100
Utilities 98 100 100
Total 107 91 100

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Home prices in Rockwall are significantly higher compared to other parts of Texas. The median home price in the area is $250,000 compared to the state average of $184,900 and the national median cost of $216,200.

The Facade of a Beautiful Home in Rockwall, Texas

Utility Bills

A Rockwall resident can expect to pay an average monthly cost of $165.24 for utility bills. This is almost the same as the national average of $165.96. Phone bill in the city is $27.72 per month which is 3.4% lower than the national average which is $26.68.

Foods and Groceries

Food and grocery expenses in Rockwall is similar to the national average but is more expensive than the state average. A typical restaurant meal is about $12.34 per piece while a 3-course meal on the other hand is $50, and fast food meals are around $7. 

A Woman Buying Groceries

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Healthcare is the only significant saving cost which families who plan to move into the city can enjoy. Many doctors offer good rates to their patients which is an excellent consideration especially for individuals who require various health services. A general practitioner costs $80.02 per visit which is 26.2% cheaper than the national average of $108.36. Dental visits are $73.81 while an optometrist will cost $92.53.

A Dentist Treating a Patient in His Clinic


Gasoline price in the city is $2.18 per gallon which is 3% lower compared to the national average of $2.24. Other car repair costs such as tire balancing are 18.4% more expensive with a typical balancing cost of $54.79 while a standard cost is $46.29.


Sales tax in the city of Rockwall is 6.25% with a maximum surtax of 8.25%. No income tax is imposed by the state. The average effective property tax rate is 1.86% of home value. Median property value in the city is $250,000 which equates to $4,650.

Infographic of the Cost of Living Index for Rockwall, Texas

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Let Me Help You Find Your Rockwall, TX Home!

Click the link to find a complete list of Homes for Sale in Rockwall, TX. If you are a buyer, it is important to have the assistance of a Buyer's Agent to represent you during the transaction. If you need additional assistance or would like to schedule a showing, contact our office at 214-244-9516.

Steve Fox
2255 Ridge Road #100
Rockwall, TX 75087
(214) 244-9516

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