Top Charlotte Home Buying Myths – And the Truth

Real Estate Agent with | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 228209

Top Charlotte Home Buying Myths – And the Truth 

Truth or Myth
Buying a home can seem like a huge undertaking. You don’t need to be a first time home buyer to find the process overwhelming. There is so much information available, how can you tell what’s true and what’s a myth?


Understanding the difference can help you make the best decision for you and your family goals. 



Top Home Buying Myths – And the Truth 


  • The First Step is finding the Right House – Before you head out shopping, speak with a lender to understand your financial options and how much house you can afford.

  • You Can’t Buy a Home Without Perfect Credit – The truth is there are many loans available which still offer good interest rates for those without that perfect score. 

  • Truth or myth regarding charlotte real estateYou Need 20% Down Payment – First time home buyers can use FHA financing for as low as 3.5% down. There are other programs too, such as VA and some conventional loans with less than 20% down also.

  • You Don’t Need an Agent – An agent not only knows the market and can help you with value, but also customary charges, negotiations and solutions to common hiccups.

  • Schools Don’t Matter if you don’t have Kids – The neighborhood school is always important to home values, regardless of whether you yourself have children.

  • New Homes Don’t Need a Home Inspection – Every home should have a home inspection by a licensed inspector to check for existing or potential problems. 


Buying a home is one of the most important financial decisions you’re likely to make in your lifetime. Take the time you need to understand the process and learn from the professionals; don’t assume that everything you read is true. 


If you’re thinking about buying a home in Charlotte this spring, make sure you work with a qualified real estate professional. There’s a reason 9 out of 10 buyers partner with an agent or broker to find and purchase their dream home and I’d love to help you find yours.

Call or text (704) 491-3310 - let’s talk!


Hiring the RIGHT Charlotte Realtor® is critical to your home buying success!


*References from any of our sellers are available upon request.  Read our reviews


© Debe Maxwell | The Maxwell House Group | RE/MAX Executive | | Top Charlotte Home Buying Myths – And the Truth 


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George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Debe those are not just myths they are HUGE misinformation.  I wanted to say lies but I choose to be politically correct 

Apr 12, 2019 03:36 PM #1
Endre Barath, Jr.
Berkshire Hathaway HomeServices - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

Debe I loved our friend George Souto  comment, unlike him I am politically incorrect and with that said LIES LIES LIES:) good thing you set everyone straight with the TRUTH:) Endre

Apr 12, 2019 11:50 PM #2
James Dray
Fathom Realty AR LLC - Bentonville, AR
Exceptional Agents, Outstanding Results

Morning Debe.

I've heard them all before, but took a different path. I have never bought a home without the advice of an agent.

Apr 13, 2019 02:01 AM #3
Grant Schneider
Performance Development Strategies - Armonk, NY
Your Coach Helping You Create Successful Outcomes

Good morning Debe - buyers would be wise to give you a call to have all of their questions answered and find their next home.

Apr 13, 2019 04:43 AM #4
Jeff Dowler, CRS
Solutions Real Estate - Carlsbad, CA
The Southern California Relocation Dude

Hi Debe:

It's interesting how these myths persist year after year! Would-be buyers in Charlotte, or anywhere, would be wise to read this.


Apr 14, 2019 05:29 PM #5
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Debe Maxwell, CRS

Charlotte Homes for Sale - Charlotte Neighborhoods
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