No Income Verified-Verified Assets (NIVA) HELOC to 5.5M

By
Mortgage and Lending with RT Capital Advisors, Inc. CEO
Home Equity Line of Credit (#HELOC) 
 
Stated Income-Verified Assets (SIVA) 
 
Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos.
600+ FICO needed. Over 700 FICO, first 6 months starting at 3.88%. 
Loan amounts from $150,000 - $5,500,000. 
Up to 70% LTV to $1,000,000 loans outstanding (including new HELOC)
Up to 50% LTV to $5,500,000.
Starting at .5 floating 
over WSJ Prime in 1st position.
1.5 floating over WSJ Prime in 2nd position or paying off liens.
10 year draw period20 year amortization.
Lower your rate by up to .50%** 
3 monthly repayment options available interest only, .5% or 1.5% of outstanding
Must provide proof of at least 6 months of PITIA reserves with a CPA Letter.
No CPA Letter needed with 18+ months reserves.
 
Available only in: CA, MA, MD, WA, IL,TX, NV, NJ and NY. 
Fees: 2.5 points + $995 processing at the Close of Escrow.*
Posted by
Bob Thompson
Chief Executive Officer
Lending Advisors providing unique access to Hedge Funds, Private Money, Private Party, REITs, CMBS, Community, Regional & Global Bank niche mortgage products nationwide.
RT Capital Advisors
1 (562) 344-LOAN

 

 
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Bob Thompson, 562.344.5626 | Stated Income & HELOCs

RT Capital Advisors, Inc.- Commercial/Residential
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