Recently Closed - VA New Construction in Oregon

Mortgage and Lending with Mortgages in AZ, CA, CO, DE, FL, GA, IN, MD, MN, MT, NC, NJ, NV, OK, OR, PA, SC, SD, TN, TX, UT, VA, WI NMLS #138061 MMCD #1141

Recently Closed  -VA Mortgage New Construction in Oregon


     Recently my team was fortunate enough to be introduced to a couple who decided to have their dream home built in Oregon.  Originally from Hawaii, work brought this couple to the mainland, and they decided to buy a new construction home outside of Portland in the town of Milwaukie, OR.


     Fortunately for the buyer, he was a military veteran and had eligibility and qualified for the VA loan program - the best mortgage program out there!

VA New Construction

     Although VA loans allow for 100% financing and don't require a down payment, to keep payments manageable and reduce their VA funding fee, our clients put 10% down, and with their stellar credit our clients were able to secure a fixed rate that started with the number "3" in a market where that is rare to find - all with no points!


Did you know?


     Construction loans and VA loan present challenges and more intricacies than standard conventional loans, which is why many lenders (sadly, in my opinion) avoid them.  There are several additional VA disclosures that borrowers, sellers, and builders have to complete, and builders must obtain a VA identification number, which is a very easy process with a willing builder who will take the time to fill out a form and answer just a few questions.


     Thankfully, we worked with an outstanding team on this transaction - the buyers were organized and got us everything we needed quickly.  Their real estate agent provided top notch service and stellar communication, and the builder was extremely available and helpful along the way to keep things moving and allowing us to close early with the entire process from start to finish taking about 3 weeks.


     Our clients were beyond great to work with (as I've found so many military families to be!), and while they were happy with the loan process, I think they were THRILLED with their new home.  Here's what they had to say:


John was tremendous with his accessibility even during non-business hours for any urgent concerns! Our realtor was greatly impressed and told us that this was rare among loan officers. John was also excellent with his communications and regular updates, allowing us to close earlier than planned!


     Veteran clients using a VA loan need an experienced Loan Officer and team to help them navigate through the process and avoid potential snags that can happy with inexperience and a lack of understanding of the VA's requirements for loan approval.  Mason-McDuffie is a ginniemae-direct VA lender and we underwrite our loans to VA standards without overlays.  Our team is happy to be able to help Veterans buy and refinance homes from coast to coast, and beyond! (with our team members in Hawaii!)



Posted by

John Meussner
NMLS ID #138061

It's more than a house - it's home.  So we offer a wide range of mortgage products at competitive prices to help our clients achieve financial security at home.  While we get great feedback on our prices and products, many clients say their favorite part of working with John Meussner & MasonMac is the level of service provided along the way.

Purchase money loans, Refinance, Renovation, Jumbo, FHA, VA, USDA, nonQM, HELOCs, and more

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Pat Champion
John Roberts Realty - Eustis, FL
Call the "CHAMPION" for all your real estate needs

Congratulations on a successful sale. I wish you continued success.

Apr 29, 2019 02:22 PM
John Meussner

Thanks Pat Champion , much appreciated : )

Apr 29, 2019 02:40 PM
Patricia Feager, ABR,CRS,GRI,MRP
Selling Homes Changing Lives

John Meussner - Veterans do deserve VA loans. They earned it! I have an MRP designation and love working with Vets. I appreciate working with them very much.

Thanks, John for honoring our Vets and for providing this great information. 

Apr 29, 2019 03:11 PM
John Meussner

Thanks Patricia : )  My veteran clients are some of my very favorites!

Apr 29, 2019 05:51 PM
Tanya Van Blake-Coleman
Van Blake-Coleman Realty, St. Thomas/ - St Thomas, VI
Improving the Quality of Your Life

Congrats on your recent closing! Good luck keeping the momentum going.

Apr 30, 2019 08:17 AM
Beth Atalay
Cam Realty and Property Management - Clermont, FL
Cam Realty of Clermont FL

Hi John Meussner, congratulations to you and your buyer clients on the closing. Unfortunately, many sellers and their agents don't have enough knowledge on VA loans so they simply won't accept them. 

Apr 30, 2019 11:27 AM
John Meussner

I know that's the truth - and it's sad - if a property is in good shape and priced right (in line with comps), aside from a pest inspection invoice, there's really nothing a seller needs to be concerned with!

Apr 30, 2019 01:36 PM
Myrl Jeffcoat
Sacramento, CA
Greater Sacramento Realtor - Retired

Congratulations on the closed sale, John.  May you have continued success throughout 2019.

May 03, 2019 06:02 AM