If you're a first-time buyer who's looking for land for sale in Lake City or a home for sale elsewhere, check out these informative articles that can help you make the most informed decisions possible.
How to Improve Your Credit to Buy a Home
If you're buying a home, you'll be in good company if you need a mortgage - most people do. But in order to qualify for the best rates, you'll need to polish up your credit score. Here's what you need to know.
What's a Standard Down Payment When You Buy a Home?
Gone are the days when you had to have 20 percent down to buy a house - but that figure is still the gold standard. Here's what you need to know about 20 percent down mortgages and a look at your other options.
3 Things You Need to Know Before You Apply for a Mortgage
As a first-time buyer, there's no shortage of advice out there targeted at you. But before you start mortgage-shopping, these are three things you really need to know.
Different lenders offer different programs, and none are exactly the same. So how can you find the right lender for you - and even better, the right loan program? Find out now.
How to Calculate Your Debt-to-Income Ratio
Your debt-to-income ratio, or DTI, is one of the factors lenders will look at when they're evaluating your creditworthiness. Here's how you can calculate your own so you know what prospective lenders are looking at (and how you can change it if you need to).
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