2 years out of BK get a #HELOC - Stated Income-Verified Asset (SIVA)

Mortgage and Lending with RT Capital Advisors, Inc. CEO
Home Equity Line of Credit (HELOC) 
Stated Income-Verified Assets (SIVA) 
Owner-Occupied, Non-Owner Occupied and Second Homes, SFR's, 2-4's and Condos.
600+ FICO needed. 
BK and Lates OK after 2 years seasoning.
Loan amounts from $150,000 - $5,500,000. 
Up to 60% LTV to $1,000,000 loans outstanding (including new HELOC)
Up to 50% LTV to $5,500,000.
1 floating 
over WSJ Prime in 1st position.
2 floating over WSJ Prime in 2nd position or paying off liens.
10 year draw period20 year amortization.
3 monthly repayment options available interest only, .5% or 1.5% of outstanding
Must provide proof of at least 20 months of reserves owning more than one property and with a borrower addressed VOD, otherwise 50 months of PITIA reserves.
     Available only in: The NYC boroughs, Las Vegas, CA (Alameda, Los Angeles, Orange, Riverside, San Bernardino, Santa Clara, San Francisco, San Joaquin, San Mateo, San Joaquin and Sacramento Counties), King Co. WA, GA and MA
Fees: 2.5 points + $995 processing in the Close of Escrow in CA. Other States in Holding Escrow
Posted by
Bob Thompson
Chief Executive Officer
Lending Advisors providing unique access to Hedge Funds, Private Money, Private Party, REITs, CMBS, Community, Regional & Global Bank niche mortgage products nationwide.
RT Capital Advisors
1 (562) 344-LOAN



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Lending / Financial
Realtors Needing the services of the Lending Powers
Private Money Lenders
Stated Income Loans in California - (562) 344-LOAN
60 ltv
2 yrs out of bk

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Pat Champion
Coldwell Banker Camelot Realty - Mount Dora, FL
Call the "CHAMPION" for all your real estate needs

It is good to know there are plenty of options available. Thanks for sharing, I hope you have a great weekend.

May 17, 2019 09:56 AM #1
Harry Norman, REALTORS® - Atlanta, GA
Associate Broker

Good afternoon 

Thank you for sharing your information with us Bob Thompson, 562.344.5626 | Stated Income & HELOCs 

Have a great day.

Friday May 17, 2019. 

May 17, 2019 10:12 AM #2
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Bob Thompson, 562.344.5626 | Stated Income & HELOCs

RT Capital Advisors, Inc.- Commercial/Residential
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