Tips for Saving Money

Services for Real Estate Pros

We can all follow these tips for saving on expenses. I hope you find them immediately useful. You may want to share them with your friends and family.


  • Buy in bulk whenever practical and possible. 
  • Never buy extended warranties or service contracts.
  • Buy a used car that's almost new for a fraction of the original sticker price.
  • Shop alone for grocery/household goods and take a list. Be a comparison shopper.
  • Never shop when you're hungry, bored, or down in the dumps. It can cost you plenty!
  • Take advantage of coupons, rebates and mail-in offers.
  • Wait for the sale. Everything goes on sale eventually.
  • Go to matinees instead of evening moves. Or wait to rent the video.
  • Maintain good records. Keep your receipts. Record your cash spending.
  • Give gifts that don't cost out-of-pocket money such as baby-sitting, etc. 
  • Lower your tax withholding. Why give the IRS a free loan while you're paying an average 16% interest on your debts?
  • Increase the deductibles on your automobile insurance. A $500 deductible compared to $100        could lower your premiums on comprehensive insurance by 25-30% a year.



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P.S. "Who is the next person you know"? You give me the greatest compliment when you send those you care about to me. I am 100% committed to providing you and those you send to me the quality of service that improves your life. A referral is sending someone you care about to someone you respect.

There is no cost or obligation to have a mortgage consultation. It's as easy as a phone call.  Just call me, Dmitry Perlovich, at Dimper Funding at 386-627-1348 between 10 am and 6 pm Monday through Friday. I am looking forward to becoming your mortgage consultant for life.


I help clients who are looking to purchase new or refinance  their existing home in Palm Coast, Ormond Beach, Daytona Beach, Orlando, Miami, St. Augustine or anywhere in Florida. I also can help customers from New Jersey, Tennessee, California, Georgia, Arkansas, Colorado, Illinois, Indiana, Iowa , Kansas, Michigan, Missouri, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Wisconsin.

I proudly serve Palm Coast, Flagler County Florida Waterfront and Golf Communities, Hammock Beach, Hammock Dunes, Ocean Hammock, Cinnamon Beach, The Conservatory at Hammock Beach, The Gardens at Hammock Beach, Yacht Harbor Village, Grand Haven, Palm Coast Plantation, The Sanctuary, The Tidelands, Canopy Walk, Oceanside Luxury Condos, European Village, Palm Coast Resort, The Surf Club, and More!

Comments (4)

Sean Carroll
The Get Off Your A$$ Academy - Manhattan, NY
Real Estate Speaker and "Expert" Coach

great tips! Thanks for posting and giving a good reminder.

Jun 05, 2008 06:58 AM
Carey Pott
January Financial - Foothill Ranch, CA

Don't you just love new cars - buy one, drive it off the lot, then drive it back on the lot 2 minutes later and see how much less it's worth.

If only used cars had the new car smell...

Jun 05, 2008 07:05 AM
Valerie Osterhoudt
Johnson Real Estate, Inc. - Cromwell, CT
ABR, Cromwell, CT Real Estate ~ 860.883.8889

Dmitry.. Thanks for the good tips.  I was planning on going to the movies this weekend.. still plan to, but will go to a matinee.

Jun 05, 2008 07:21 AM
Kevin O'Shea
Coldwell Banker - White Plains, NY
White Plains, NY Real Estate
Great ideas, with the price of gas, you sometimes can't comparison shop as much :) All the best!
Jun 05, 2008 07:31 AM