Homeownership - And what is means to Me

By
Real Estate Broker/Owner with House to Home, Inc. - Denver Real Estate - 720-231-6373 DRE# ER40011786

 

When I was growing up, we moved often, and sometimes to other States.  It seemed like we moved every year, so I am thinking my parents did not own a home, they rented.    I would ask, but both have been gone for decades, sadly.    We never were in one place for too long.

 

 

When I was in high school, I KNOW my mom owned that home, as a foreclosure notice was taped to our front door, and we lived across the street from the high school.   Sadly, everyone walked past our home to go home.   My dad did not pay child support for the 3 of us, and mom worked 3 jobs to try and make it work.   Guess it wasn't enough.

 

I vowed that would NEVER happen to me, and would not buy until I knew I could hold on to it.  BUT, we never know what could happen (like 2008) that would put homeownership in jeopardy!

 

It was after I got married and was pregnant that the time seemed like a better idea than renting.    Raising a daughter in OUR home was the American dream!   We had a back yard for her to splash around in the small plastic pool, we could paint the walls a color of OUR choosing, and add hardwood flooring without asking permission!     It was even better when we sold, and actually saw a check at the closing table!

 

It is a proven fact that Homeownership gives us a sense of pride to have our own place, to call it ours, and to invite friends and family over.   The kids feel a sense of pride as well.    Homeownership can bring wealth if done properly with rentals and maybe a property manager to run them to have a hands-free rental property.    Not to mention the fact we can still write off some expenses on our taxes!   

 

I have met some renters that have this same pride - but when I mowed the grass, cleaned up the yard, and stood back, wow, that is beautiful, and it's mine!  

 

At my age, my hope is to finally have no mortgage payment, and just about there!   You certainly cannot do that when you are renting!

 

 

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House to Home, Inc.House to Home

GRI, CRS, CNE, e-Pro  

Broker/Owner

Joan@JoanCox.com

720-231-6373

 

Denver Real Estate

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Rainmaker
5,423,677
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

Thank you very much, Joan, for sharing some of your thoughts on home ownership.

Jun 17, 2019 12:19 PM #3
Rainer
60,618
Leif Price
Spot Color Marketing - Portland, OR
Content Marketing Specialist

Wonderful story. It does give us a little boost in our confidence and pride when we own our homes and see that our hard work has come to fruition.

Jun 17, 2019 06:45 PM #4
Ambassador
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Kathy Streib
Room Service Home Staging - Delray Beach, FL
Home Stager - Palm Beach County,FL -561-914-6224

Hi Joan-and yours is a beautiful story. I'll be there are many who experienced what you did and because of that became determined to own their own home one day. 

Jun 17, 2019 07:25 PM #5
Rainmaker
3,130,683
Nina Hollander
Coldwell Banker Residential Brokerage - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

Loved your story, Joan. While I knew some of it, had no idea that your family suffered through a foreclosure process... it must have been devastating, but it explains why you believe what you believe today.

Jun 18, 2019 04:38 AM #6
Rainmaker
3,267,957
Sally K. & David L. Hanson
EXP Realty 414-525-0563 - Brookfield, WI
WI Realtors - Luxury - Divorce

Home ownership and pride...always used in the same sentence.

Jun 18, 2019 05:42 AM #7
Rainmaker
2,579,772
Brian England
Arizona Focus Realty - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

That is a very nice story about home ownership, so much pride and joy come with it.  I cannot imagine having to face foreclosure and how stressful that would be.

Jun 18, 2019 07:52 AM #8
Rainmaker
3,360,759
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Hello Joan - a home of your own and almost completely "paid off". Congratulations on making this dream a reality. 

Jun 18, 2019 12:15 PM #9
Rainmaker
1,943,067
Grant Schneider
Performance Development Strategies - Armonk, NY
Your Coach Helping You Create Successful Outcomes

Good afternoon Joan - you have a wonderful story of the American Dream of home ownership.  I developed the desire from my parents as well.

Jun 18, 2019 02:35 PM #10
Rainmaker
4,104,687
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Amanda S. Davidson there were years it was tough making payments, when selling homes did not happen the way we think it should.   Still would never rent if I can buy! 

Jun 20, 2019 07:01 AM #11
Rainmaker
4,104,687
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Thank you so much Gene! 

Jun 20, 2019 07:02 AM #12
Rainmaker
4,104,687
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Thanks for stopping by Roy! 

Jun 20, 2019 07:02 AM #13
Rainmaker
4,104,687
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Leif, you got it right, for sure! 

Jun 20, 2019 07:02 AM #14
Rainmaker
4,104,687
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Kathy, I bet so too! 

Jun 20, 2019 07:02 AM #15
Rainmaker
4,104,687
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Nina Hollander it was so embarrassing, and maybe had we not lived directly across the street from the high school, it may not have been.

Jun 20, 2019 07:03 AM #16
Rainmaker
4,104,687
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Sally, could not agree more.

Jun 20, 2019 07:04 AM #17
Rainmaker
4,104,687
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Brian, I could have experienced the same back in 2008, which several years prior having slow sales, but weathered through it! 

Jun 20, 2019 07:04 AM #18
Rainmaker
4,104,687
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Michael, it is my goal in the next couple of years.

Jun 20, 2019 07:05 AM #19
Rainmaker
4,104,687
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Grant, that feeling does get passed down for sure.

Jun 20, 2019 07:05 AM #20
Ambassador
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Debe Maxwell, CRS
www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
Charlotte Homes for Sale - Charlotte Neighborhoods

Oh, such a sad story about your Mom, Joan. I know it had to be difficult - especially the location of the home to your high school. It makes sense that you waited until you were confident you could stay - and look at you now! Almost paid off - that's a dream come true for so many!

Thank you so much for your entry, Joan - straight from the heart!

Jun 27, 2019 04:58 AM #21
Rainmaker
421,928
Steffy Hristova
HomeSmart Elite Group Tempe AZ Tel: 480-966-9353 - Tempe, AZ
Tempe AZ Realtor - Your Home Close to Your Work!

Hi Joan, I am sure your daughter enjoyed the home she was growing in, and you are inspiring her and many others to make that first home purchase sooner than later.

Jun 28, 2019 10:39 AM #22
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Denver Real Estate - Selling One Home at a Time
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