“Not all Credit Companies are Created Equal”
Hello Joe. I just checked my credit on Credit Karma. I am not sure how reliable it is, but it says Trans. 615 and Equifax 626.What was the score I have to reach to be eligible for the refinance?
Did you happen to add up my bank statements and see how much I could qualify for?
Please let me know when you have a chance.
So many folks monitor their credit reports on Credit Karma, Free Credit Report and others. Unfortunately, different credit reporting companies use different algorithms. Most banks, credit unions and mortgage companies have different criteria as well.
When our clients monitor their own, they are often surprised when we share scores with them. In many cases our numbers end up being higher, but not all the time.