Own A Home with No HOA Fees - Advantages

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Advantages of Owning A Home No HOA - No Homeowners Association Fees

The advantages of owning a home with no HOA or no homeowner’s association are many.  Recently we talked to a client of ours, and he discussed why a subdivision without a homeowner’s association worked so well for him.  Our client was transferred by his company that suddenly downsized. When that happened, he lost his job and position.  Being over 50, he had to find a new employment.  Job opportunities were limited. The jobs he found usually meant a lower pay rate, more hours, was farther away from home, or he had to go back to school out of state for a few weeks to learn the new company culture.  That wasn’t much of an opportunity.  Then it dawned on him. The only viable opportunity was to work for himself, and he could not do that in a subdivision that had restrictive rules and covenants.


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Comments (8)

Lorrie Semler, REALTOR® in the Dallas area. Call/text 972-416-3417
United Real Estate - Addison, TX
Real Service. Real Results. Real Estate

Most HOAs won't restrict home-based businesses if clients don't come to the house.

Jun 26, 2019 08:46 AM
Jim Crawford

Lorrie Semler, REALTOR® in the Dallas area. Call/text 972-416-3417 yes, however they do not like commercial vehicles parked in front of home.

Jun 29, 2019 01:42 PM
Nina Hollander, Broker
Coldwell Banker Realty - Charlotte, NC
Your Greater Charlotte Realtor

Hi Jim... no doubt there are advantages for some people about living in a non-HOA community. For me personally, having always lived in a property with an HOA, I can't imagine living without one. And Lorrie Semler, REALTOR® in the Dallas area. Call/text 972-416-3417 makes a good point. At the end of the day I "run my business" from my home in an HOA community, but as I don't have clients coming back and forth to the house, it's not an issue.

Jun 26, 2019 12:52 PM
Jim Crawford

Nina Hollander I totally agree with you.

Jun 29, 2019 01:41 PM
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

Hi Jim:

Not having an HOA is a definite advantage in some homeowners' eyes, while others relish them. Either way, it's important to do your due diligence before you buy.


Jun 26, 2019 05:01 PM
Jim Crawford


Jun 29, 2019 01:40 PM
Roy Kelley
Retired - Gaithersburg, MD

This is good information to share with prospective home buyers.

Jul 01, 2019 05:12 AM
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Jim, this is a great post, and know I have one buyer right now looking for a home with no HOA.  He has toys that need to go in the back yard.

Jul 01, 2019 12:49 PM
Janice Monaco

We are actively looking in the Southeast Georgia area for a home with no HOA, POA, or any other fees associated with it. There are enough layers of government already that we pay to tell us what to do, without adding and paying an HOA to tell us even more how to live in our own house. In our community here in NY we have a civic association, and have found when you give people just a little bit of authority believe they are in charge and make the rules. This article is great and and says exactly how we and others feel about association fees. Thank you for such a great article

Aug 21, 2020 06:09 AM