I’m an app sort of person. It’s really hard not to be nowadays. I can order a pizza, watch the latest episode of Grey’s Anatomy, and balance my checkbook all on the train commute home. I love efficiency and ease. It helps to have no excuses for being organized and smart with your time and resources.
Apps are a great way to learn about anything, in this case, your money. There are great apps out there that can help you stay on-track with your money goals and make smart decisions. Additionally, there are some really easy apps that help making payments more efficient and easier to keep track of.
Here are three apps that you should add to your smartphone today.
- Banking Apps
Venmo- is an app that allows you to share money and make payments to friends and companies with little effort. Venmo makes it easy to send money for goods and services with no fees. The money can be kept in a Venmo account or be transferred back and forth from your bank. An app like Venmo - or one like it - can keep your spending under control. Imagine not going to the bank ATM and withdrawing $20.00 to pay someone back for a $7.00 purchase, making it likely you’ll blow $13.00 on something else. Venmo and other apps like it help you spend less and manage your money easier.
Mint- is a free online money management and financial tracking app that combines your various accounts into one place. Mint helps with budgeting, online payments, and watches your habits. Mint helps you keep your accounts current and prevents you from making poor financial decisions. Mint is a great app to keep all of your bills and spending in one convenient place.
Banking apps- are generally offered by every banking institution. Having an app on your phone means you can manage your accounts, move money, watch your balances, and even apply for loans, credit cards, or cash advances. A banking app can help you follow your balance in the moment and banks alert their customers when there is unusual activity on your account, saving you time and money.
Our phones are an extension of our daily lives. Why not make yours a lifeline for your wealth management? Using apps streamlines your information and makes staying on top of your money easier. Try one of these or the many other apps available for your smartphone today. You can also learn how to make more money.