Building New Vs. Buying Existing

Home Builder with DSLD Homes

You’re ready to make your move into your dream home. Maybe you need more space for a growing family or need to scale back on size as an empty nester. 


Whichever the case, sometimes the simple decision to move can place you at a difficult crossroads: Should I build new or buy existing? That single thought can spiral into an onslaught of questions. Is building a house worth it? Can building a home be cheaper? How do I finance building a home? How much does building a home cost?


Just like building a new home, you need a blueprint — for your thoughts — to understand which way you lean. No sweat. We’ve pulled together some pros and cons of building a house vs. buying a house that will help guide you toward the right decision for you.


Building a Home

New Custom Home

Everything is New

No dings, dents or signs of wear-and-tear from previous ownership. Not only does this make it aesthetically pleasing, but it will also curb any necessary costly cosmetic changes or big-ticket HVAC issues. 


Energy Efficient Features

Building a new home is a bright idea when it comes to energy efficiency. How so? Because homebuilders are building new construction homes to meet current building codes, often times that means they’re incorporating energy efficient features that not only contribute to your homes’ health, but also help save you money on monthly bills.



Most home builders allow you to choose from a selection of floor plans. This way, you can pick exactly what layout meets your needs. 

Some builders even build custom homes. These builders will help you customize your own floor plan. You also will get to pick all the design elements and finishes without being limited to a pre-approved selection of options.


Overall Cost

While the upfront cost might be more expensive than buying a home with previous owners, there is a payoff in the long-run. Let’s say you tour an existing home and love it, but don’t want to pay a premium for certain features in the home (hardwood floors, finished basement, etc.). 

If you build, you get to decide what you want. So, maybe you want to pay a little bit more for a finished basement or maybe you don’t. Good news is: You get to decide.

Before you begin looking, use a mortgage calculator to find what you can realistically afford.


Buying a Home

New Home Construction - Framing StageThe Wait for Something Great

If you’re on a time crunch, building a home might not be the route for you. That doesn’t mean you can’t have your dream home from your favorite homebuilder. Many home builders have move-in ready homes that are looking for the right homeowner. Which means you can move in much quicker and don’t have to wait!


Less Stress

Building a home means decisions, decisions and more decisions. What floor plan works for your lifestyle? Do you want to upgrade to granite countertops in the kitchen? What kind of fixtures do I want throughout? These are just a few examples of the many questions you might have to answer throughout your home build process.   



Building a house is pretty cut and dry when it comes to costs. The initial build is a cost, along with any upgrades. From there, there isn’t any room for negotiation.  

But if you buy, there’s always a chance you can negotiate a lower cost, which means more savings for you. 

While these pros and cons can be overwhelming, keep this in mind: Building a home might not be as out of reach as you might think!




Re-Blogged 1 time:

Re-Blogged By Re-Blogged At
  1. Peter Mohylsky 07/19/2019 05:01 AM
Home Buying
new homes
new home builder
home builders
custom homes
custom home builder
buying a new home

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John Pusa
Berkshire Hathaway Home Services Crest - Glendale, CA
Your All Time Realtor With Exceptional Service

Welcome to the ActiveRain community. Congratulations on your first post.

Jul 15, 2019 04:03 PM #1
Sara Wagner
The Woodland Companies - Adams, WI
Stevens Point Rentals

Interesting first post
Welcome to ActiveRain, I hope that your participation here helps your business to grow.
Btw, I followed your blog, and would be honored if you followed mine.
Thank You!

Jul 17, 2019 09:38 PM #2
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Tanya Mooney welcome to ActiveRain and congratulations on successfully posting your first blog on this site.

Jul 20, 2019 06:00 AM #3
Bob Crane
Woodland Management Service / Woodland Real Estate, Keller Williams Fox Cities - Stevens Point, WI
Forestland Experts! 715-204-9671

Welcome to Active Rain, looking forward to reading many more of your posts, let me know if there is anything that I can do to help as you get started here.
All the best of success to you.

Sep 12, 2019 07:29 PM #4
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Tanya Mooney

Marketing Manager for DSLD Homes
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