How to Know Which Loan is BEST for You

Real Estate Agent with Homebuyer Representation, Inc. DRE# 5467433

There are so many lenders, loan types and loan programs, so how can you REALLY know which loan is best for you?

At Homebuyer Representation, our Exclusive Buyers Agents will assist you by looking at your financing options and possible sources of financing. We are not lenders, but because we have helped hundreds of clients buy homes over the years, we are very familiar with many lenders, and most loan types and loan programs. Our only goal is that you, as a homebuyer, understand the total cost of each loan, loan type, or loan product or configuration which you are considering so that you can make an informed decision.

With this in mind, we created the TOTAL COST OF THE LOAN EVALUATOR® to help you make this important decision. Our TOTAL COST OF THE LOAN EVALUATOR® allows you to understand what you are really paying for your loan based on the actual dollars you will put into the loan at each phase along the way and to be able to evaluate your options.

By not focusing on any specific facet of the loans and loan products, the TOTAL COST OF THE LOAN EVALUATOR® lets you clearly see the total cost of each loan or loan product after 1, 2, 3, 5, 10, 15, 20 and 30 years, or any customized time period that you would like to use.

The TOTAL COST OF THE LOAN EVALUATOR® can be used to aid you in determining whether or not paying discount points would be fiscally beneficial to you. It can also be used to find out whether or not a lower interest rate will actually save you money over the long haul. You will be able to use it to evaluate the possible benefits of a slightly higher interest rate, but without a mortgage insurance premium (or vice-versa).

Using our special TOTAL COST OF THE LOAN EVALUATOR® frees you from the common mistake of focusing on any one specific facet of the loan when determining which lender or loan product is best for YOU.

For non-clients, we can assist you with loan shopping for just $500 with the guarantee that you will save at least $1000 in total costs by using our TOTAL COST OF THE LOAN EVALUATOR®. Loan comparison services are included upon request for no additional fee as part of our added value for clients.

Exclusive Buyers Agents do not list homes and will not ask you to limit your level of representation. They will be 100% on your side during the transaction, representing YOU, negotiating on YOUR behalf and protecting YOUR interests.

Smart Home Buyers

  • Do you have excellent credit?
  • Do you plan to purchase a $400,000+ home within 60 days?
  • Do you have a good down payment, or are you paying cash for your next home?
  • Do you want an agent on YOUR side throughout your transaction?
  • Do you have questions about buying a home in the Salt Lake area?

Don't leave things to chance. Get YOUR OWN agent!

Call or text us at (801) 999-8889 today for a free consultation.

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Salt Lake City, UT - Exclusive Buyer's Agents (EBAs)

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