A word about Pricing for Notary Services:
There have been a few times in the last seventeen years when clients or potential clients have grumbled at a price quote for the Notary Services we provide. Still, I have to be understanding, as Mr. and Mrs. Middle Tennessee in the here-and-now of 2019 still have little understanding about what a Notary is or does. I'm actually quite proud of my pricing structure (and the fact that I rarely change prices) but admit I wish everyone understood what goes into it.
Here is how I break things down:
First of all, my services (all of them) are mobile services from Clarksville to Shelbyville. I do not operate from a fixed location and as I provide these services across fifteen counties in Middle Tennessee (and formerly in CA), prices are based upon the distance I must travel. I charge a "minimum" travel fee ($29) in my home county (Montgomery County, Tennessee) that covers the entire county.
Next, the factor that is always involved (but that I rarely* charge for by itself) is time. Time spent from point A to point B, time spent in traffic jams that a client never sees, time spent delivering documents or sending them via overnight or planning, printing documents, flagging documents for signature, conferring with originators regarding any questions or instructions regarding those documents all take up time and require time and attention.
Notary Signatures (which vary from state to state) which are [in Tennessee] $10 each. That may sound like alot, but consider that we must take personal responsibility-under penalty of perjury- for each acknowledgment we stamp that the signer is indeed who they claim to be. We are sworn and commissioned to uphold that sacred duty. We are Background checked (nowadays multiple times) We take our oath very seriously.
Another factor, and not to be taken lightly is the cost of fuel. Recently, gas prices in Southern California spiked to over $4.50/gallon. Thankfully I’m now in Tennessee (and lowered my minimum travel from the $39 I charged in California) I took a long hard look at raising my prices to stop losing money due to fuel prices and ultimately didn't have to go there. We may revisit that decision again in the future as all business entities must and I fear fuel prices will be the trigger for that. Every year since beginning our service, gasoline has been the largest expense for our business.
In addition to being Commissioned and Bonded by and for the State of Tennessee, another healthy expense is a $1 Million insurance policy to protect my clients with relation to errors and/or omissions. Most notaries carry an obligatory $25,000-100,000. But I choose to protect our clients at this level as their trusted Notary Professional.
Finally, I also have a particular expertise as a Notary Signing Agent and a Certified Loan Signing Agent. These fancy sounding terms simply mean that (with over 19,800 loan signings to date personally) I can guide you through your loan signing in such a way that you will have a better understanding of what you are signing than had you been left on your own to navigate the process. Very few Loan Officers or Mortgage Brokers sit in on their own signings these days. While Notaries cannot and should not comment upon the specifics of any document set (as we are not qualified to do that) we most certainly do present what "is" and give clients general information about the documents seen at the signing. Loan signings are a "package" price which take into consideration all the factors mentioned on this page.
Nobody wants to pay more for things. Simply consider that the services you are receiving should be provided by an experienced professional because choosing less may not deliver the result you desire.
Visit our "Pricing” page for details: https://aquicknote.net/pricing
*Note: Charging for time alone is rare and occurs when we have arrived on time for an agreed appointment and must wait for a signer to arrive or when we turn down other work and client cancels or creates wait/hardship.
BY Shannon Ziccardi
EXPERT CLOSING SERVICES FOR REAL ESTATE PROFESSIONALS and their clients with
"A QUICK NOTE"
Mobile Notary...In Tennessee!
Relaunched In Tennessee on 6/1/2019