Tips for New Homeowners | Jennifer Mackay

Real Estate Agent with Counts Real Estate Group, Inc. BK3128229

New homeownerTips for home owners in Panama Citys as well as seasoned owners often rush into or fail to prepare for various aspects of owning a home without really considering consequences.

Some of these aspects include: Remodeling, Improvements, Emergencies and more.

Let's take a look at some of these and see what we can do to minimize the impact of them on the family, budget and emergencies...


Remodel is something many home owners fail to plan for and/or rush into. It's imperative when considering a remodel, you live in the home for a while and let ideas come and go and write down the ones that seem to stay in your mind. Doing this will minimize financial waste as well as provide a better foundation for beginning that remodel.


New home owners should immediately start a home improvement file. Photo all projects that get done and keep receipts with the photos. Store them either on your computer by scanning, or keep them in a physical file. Better yet, do both so there is a back up and store the back up in either a safety deposit box or other secure location outside the home.

Enjoy your improvements  before you sell your home. Too many home owners will remodel a kitchen or bath to prepare for the selling of their home when they could have enjoyed the new kitchen for years before selling! Oh, and redo the rooms the way YOU like, not the way some talking head on TV or the latest trends tell you.


Most projects if not all run over budget and seem to cost more than you originally planned. If you watch any of these reality TV shows and think they're estimates and costs are accurate, I have a bridge I'd like to sell you... Cheap !!!! A good rule of thumb when budgeting for a project is add 25% to your estimate,  You can always use any left over funds for a new project afterwards.

DIYers, Tools and Work stations

If you're a DIYer or perhaps you're not... yet! It's highly recommended that you set up a work station area as soon as possible. Either in the garage, a back porch or a shed all work well.  Store your tools and leave room for expansion as your DIY experience grows so will the tools you use.


Every home owner needs to be prepared for emergencies. Preparation includes: knowing where the main water or shut off valve is located, knowing where the main electrical panel and which  breaker goes to which room. If you do not know this now, you should. Turn a breaker off and on, then label which room it goes to and continue until all breakers are identified.

These are just a few aspects home owners should be aware of when buying a new home and/or owning a home.

Contact me today or call me directly at 850-774-6582 if you'd like to buy an Annabellas Townhomes.

Don't forget: Jennifer Sells Annabellas Townhomes as well as other Panama City homes, condos and Panama City commercial real estate


List your home with the Panama City Realty Group


When you want your Condominium, House, Land or Commercial property or business sold in Panama City or Panama City Beach contact Jennifer today!. Directly: (850 ) 774-6582.

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Jennifer Mackay in Panama City

Jennifer Mackay
Panama City Realty Group
850-774-6582 Cell
Counts Realty Group, Inc
3009 Highway 77, Suite H
Panama City, Florida 32405





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Lise Howe
Keller Williams Capital Properties - Washington, DC
Assoc. Broker in DC, MD, VA and attorney in DC

Great advice to new home buyers - to keep those files and records! 

Aug 14, 2019 05:17 AM #1
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Good morning Jennifer. Great tips, especially being prepared for emergencies. Enjoy your day!

Aug 14, 2019 05:21 AM #2
Norma J. Elkins
Elite Realty Group - Morristown, TN
Realtor - Elkins Home Selling Team

This is an excellent list.  Emergencies is a big one... you need to be financially ready and physically ready.  Thanks for sharing!

Aug 14, 2019 05:29 AM #3
Nina Hollander
Coldwell Banker Realty - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

Great tips, Jennifer, for new homeowners. People tend to rush into projects and then regret what they've done. 

Aug 14, 2019 06:32 AM #5
Jeff Dowler, CRS
eXp Realty of California, Inc. - Carlsbad, CA
The Southern California Relocation Dude

Hi Jennifer:

This is such useful information and advice for new home owners (and some experienced ones, too). As you point out home projects typically cost more than expected, and so often once you get started it's easy to just say "while we're at it let's do  this."


Aug 18, 2019 02:39 PM #6
Mary Hutchison, SRES, ABR
Better Homes and Gardens Real Estate-Kansas City Homes - Kansas City, MO
Experienced Agent in Kansas City Metro area

I actually met with some first time buyers recently who told me "we want a house that won't require any maintance for at least five years".  Oh boy do I have to gently school them regardng home ownership!!!  perhaps they should buy a condo??

Aug 21, 2019 01:30 PM #7
Pat Starnes-Front Gate Realty
Front Gate Real Estate - Brandon, MS
601-991-2900 Office; 601-278-4513 Cell

Agreed. Everyone needs to know where the breaker box and water shut off valve is located. And all homes require routine maintenance, even if it's simply changing the air filters and scrubbing the grime away. Good tips.

Sep 14, 2019 02:37 PM #8
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Jennifer Mackay

Your Bay County Florida Realtor 850.774.6582
List with me today!

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