Hurricane season serves as a reminder to us here in the Florida Keys that homeowners insurance is a vitally important part of homeownership. Still, many in our area fail to take steps to further safeguard their property from damage or destruction resulting from a catastrophic event.  Which is why it comes handy if you can't locate your paperwork and you need your elevation certificate.

Do you know what responsibilities your agent has to you? “It’s important to know that your real estate agent is representing your best interests when you buy or sell. In #Floridakeys, many agents are ‘Transaction Brokers’ and have no fiduciary obligation to you. A ‘Single Agency’ relationship is where your #Realtor owes the #fiduciary duties of loyalty and obedience to you and your interests.” Today’s #realestate #coldwellbanker word of advice comes from #ashkarianardisteam #sellinghomes #uniquehome #homeowners #realtorlife

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If you are a buyer A lot of buyers prefer to wait until just before their closing date to purchase mortgage insurance, but now that we’re in the midst of hurricane season, insurance agents urge buyers to get their home insured and bound at least 30 days in advance of moving. When a storm moves into the 200-mile window, they say, all providers shut down, and if your home is uninsured or your policy isn’t officially in effect yet, this leaves you vulnerable.  
Let Us Know if you need a local insurance agent, happy to help.  

Florida Keys Hurricane Season and Your Homeowners Insurance