How can a bank not know where the home is they foreclosed on?

By
Real Estate Broker/Owner with Godzyk Real Estate Services NH License 033394

I got a unique call on a Saturday. It was an asset manager from a big national bank. Could I list  a home in a vacation area about an hour away. I sure can. After all I know it well. I place i have owned 2 different vacations homes over the years and know it well.

 

The asset manager thanked me for answering my phone on a Saturday and that I was willing to go to the home right away. The old go to agent for this area did not complete their tasks and they want to replace them with me if I was willing to take on the area.

 

SO here comes the fun part. Before I left I tried to pull up a tax card, there was none. SO I checked the MLS and did find an old sale. Armed with what info the bank gave me and MLS had I set out to find this house. 

 

I learned arriving near the Loon Mountain area that my cell phone is soon useless as i drive up over the mountain and through the notches. My car GPS brings me to a gravel road where the address should be. Nothing but trees. Well, I know that with the new 911 system, towns have changed addresses and street names even. I have the old MLS pictures, so I just have to look at every home on the street. One, two, three times and nothing looks like it. There is no post office and no police station. I find a management office for a lakeside community, nope it is only open Monday through Wednesday. No neighbors in site. Everyone has left when summer ended. 

 

The answer was a 30 minute drive to find unlocked Internet or get to a spot I could find phone service. At the top of a beautiful mountain i got service, I searched under the address and a bit later i found the auction ad for the foreclosure. YES, the address was changed, and i have the new address. The picture they use, the old mls listing so that wont help.

 

I head back to find the new address. Well now I find that every home does not have an address. Anticipating no service, i screen shot-ted the picture, as the home had some distinctive features, a porch, green trim on the roof, red railings on the side. After 2 more drives down that country road i spot the colors. The porch is gone, that is what i was mainly looking for. Replace by a double deck i was not looking for. But there is the green, there is the red and there is the markings. Got you..... 

 

 

In the end it was more work than any other listing, but the seller was happy I was willing to do what others will not. It wont be long the house will be on the market, soon under contract and closed. The seller will be giving me all the listings in this area. She again thanked me for doing more. To me I did what is needed. 

 

 

My infamous message is do not hire just anyone to list you home. Do not just hire the biggest company or agent. Take time to hire the BEST agent. The way I do business is to offer some of the best possible personal and professional service. To stand by them through each step of the buying and selling process. Let me show you the right agent CAN make a difference. 

 

 

 

To CONTACT Scott Godzyk please call 603.661.2121 or EMAIL: Sctprop@aol.com .

 

About the Author: Scott Godzyk is the Owner/Broker of the Godzyk Real Estate Services in Manchester NH. Proud to be locally owned and operated with 32 years of experience, Scott is a leading Agent for Listing and Selling Homes in this area.We are Full Time Agents ready to serve all of your Real Estate needs. Servicing Hillsborough, Rockingham, Merrimack and Belknap counties. 

 

    

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Rainmaker
3,632,361
Sheila Anderson
Referral Group Incorporated - East Brunswick, NJ
The Real Estate Whisperer Who Listens 732-715-1133

Good morning Scott. I knew if anyone could or would this one it would be you. Congratulations!

Sep 15, 2019 07:07 AM #4
Rainmaker
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Nina Hollander
Coldwell Banker Residential Brokerage - Charlotte, NC
Your Charlotte/Ballantyne/Waxhaw/Fort Mill Realtor

Hi Scott... there's never any doubt in my mind that if anyone will go the extra mile for a client, it would be you. Well done!

Sep 15, 2019 08:20 AM #5
Rainmaker
3,190,583
Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400
The Top Team @ Charles Rutenberg Realty 255 Executive Dr, Plainview NY 11803 - Plainview, NY
Long Island Home and Condo Specialists

Well, it was hidden, but you did find it, and now more possible listings to follow. Great way to do businesss Scott!

Sep 15, 2019 08:23 AM #6
Rainmaker
5,421,204
Roy Kelley
Realty Group Referrals - Gaithersburg, MD

You may be a detective in your next life. Thanks, Scott, for sharing this experience.

Sep 15, 2019 09:58 AM #7
Rainmaker
1,329,087
Carol Williams
Although I'm retired, I love sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Retired Agent / Broker / Property Manager

Hi Scott,
That's a perfect example of "where there's a will there is a way". Good thing you are resourceful and willing to do whatever is necessary. Good job!

Sep 15, 2019 11:16 AM #8
Rainmaker
3,019,621
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

Exactly Barbara Todaro , I can sell anything anywhere. I thank them for choosing me and go get it done. No doubt it will be a quick sale and now i will get everything up that way. 

Sep 15, 2019 01:47 PM #9
Rainmaker
3,019,621
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

It kind of was Joseph Domino 480-390-6011 , imagine a land with no cell service

Sep 15, 2019 01:47 PM #10
Rainmaker
3,019,621
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

Thank you Michael Jacobs , no doubt i can get it sold and imress thr asset manger to get more listings. 

Sep 15, 2019 01:48 PM #11
Rainmaker
3,019,621
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

Thank you Sheila Anderson , they can hide but i find them all eventually

Sep 15, 2019 01:49 PM #12
Rainmaker
3,019,621
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

Thank you Nina Hollander , teh young asset manager was so thank full for me willing to go on a Saturday, I didnt have the heart to tell her i work every Saturday, when there is homes to sell, ill be there

Sep 15, 2019 01:50 PM #13
Rainmaker
3,019,621
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

It was an adventure Lawrence "Larry" & Sheila Agranoff. Cell: 631-805-4400 , but i found a great lake, i found the listing and found a good place for lunch and made the bank manager happy

Sep 15, 2019 01:51 PM #14
Rainmaker
3,019,621
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

Thank you Roy, this job does require lots of hats

Sep 15, 2019 01:52 PM #15
Rainmaker
3,019,621
Scott Godzyk
Godzyk Real Estate Services - Manchester, NH
One of the Manchester NH's area Leading Agents

I like to finish what i start Carol Williams . I was on a mission

Sep 15, 2019 01:52 PM #16
Rainmaker
3,298,847
Wayne Martin
Wayne M Martin - Chicago, IL
Real Estate Broker - Retired

Good afternoon Scott. Sounds like you cured the banker's nightmare! Enjoy your day!

Sep 15, 2019 02:12 PM #17
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Anna Banana Kruchten - Phoenix Homes Sales
Phoenix Property Shoppe - Phoenix, AZ
603-380-4886

Scott very good sleuthing!  You are hired!!

Sep 15, 2019 02:15 PM #18
Rainmaker
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Sheri Sperry - MCNE®
Coldwell Banker Residential Brokerage - Sedona, AZ
(928) 274-7355 ~ YOUR Solutions REALTOR®

Hi Scott Godzyk

Good for you!  I am guessing that this bank has replaced their "go-to" guy with a new "go-to " guy! 

Sep 15, 2019 04:12 PM #19
Rainmaker
2,036,397
Patricia Feager, MBA, CRS, GRI,MRP
DFW FINE PROPERTIES - Fort Worth, TX
Selling Homes Changing Lives

A quitter never wins and a winner never quits. The moral of the story is Scott Godzyk is not a quitter! 

Great Scott! He's your Agent to handle any deal.

Sep 15, 2019 09:31 PM #20
Rainmaker
2,555,151
Myrl Jeffcoat
GreatWest Realty - Sacramento, CA
Greater Sacramento Real Estate Agent

Your story is a testament to what a dedicated agent is willing to do to provide professional service, Scott! 

Sep 16, 2019 12:47 AM #21
Rainmaker
352,860
Lynda White
Bluegrass Homes & Farms Realty, Agent Know How - Louisville, KY
Admin. Mgr., Keller Williams Realty

It sounds like you go all out for your clients. No wonder they choose you. 

Sep 17, 2019 11:00 AM #22
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Debe Maxwell, CRS
www.iCharlotteHomes.com | The Maxwell House Group | RE/MAX Executive | (704) 491-3310 - Charlotte, NC
Charlotte Homes for Sale - Charlotte Neighborhoods

They have found themselves THE local NH agent who does what it takes to get the job DONE for them - and they're going to be holding onto you too, Scott!

Congratulations! 

Sep 17, 2019 07:29 PM #23
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