Closing Costs in Placerville, CA

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Closing Costs

Closing Costs in Placerville, CA

Closing costs are the various fees you have to pay when you finalize a real estate transaction. These costs can vary depending on your state and city, and it is an important consideration when you are planning to buy or sell a home. You would want to discuss about the various fees you have to pay with your realtor when you buy a new home, especially if it's your first time purchasing a property. A good guideline to use when trying to figure out the amount is by identifying the average home price in an area or the actual price of the house you are looking to buy. Closing costs typically are between 2% and 5% of this amount.

Closing Costs in Placerville, CA

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Closing Cost Breakdown

Buyer's Closing Costs

  • Closing Attorney
  • Title Search
  • Title Insurance
  • Appraisal Fee
  • Property Inspection Fee
  • Recording Fee
  • Origination Fee
  • Points (Optional)
  • Surveying Fee
  • Settlement Fee
  • Property Tax
  • Condo or HOA Fees
  • Flood Certification
  • Credit Report
  • Mortgage Recording or Deed of Trust
  • Homeowners Insurance
  • Hazard Insurance
  • Mortgage Insurance
  • Archive and Courier Fee
  • Miscellaneous Condo Fees
  • Mello-Roos CFD Taxes

Seller's Closing Costs

  • Broker Fees
  • Own Attorney
  • Transfer Tax
  • Property Tax
  • Document Preparation Fee
  • Recording Fees
  • Escrow Fees
  • Mortgage Payoff
  • Courier and Wire Transfer Fee
  • Home Warranty Fee
  • Condo or HOA Fees
  • Miscellaneous Condo Fees

Parties at a Real Estate Transaction Planning for the Closing Meeting

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Tips to Reduce Closing Costs

Whether you are planning to buy a new home or are selling a property in Placerville, you'll want to make sure you can get the best deal possible in the transaction. Our list below showcases a few things you can do to reduce the total amount you have to pay when closing a real estate deal. Although these tips can vary depending on your deal, you may want to consider them for your home purchase.

  1. Get a quote from multiple lending companies.
  2. Identify which fees are fixed and which ones are flexible.
  3. Ask your lender for discounts you can use.
  4. Be wary of deals that are too high or too low.
  5. Set your closing date at the end of the month to save on your monthly per diem interest.

Check out our original blog post at

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Let Me Help You Find Your Placerville, CA Home!

If you are a buyer, it is important to have the assistance of a Buyer's Agent to represent you during the transaction. If you need additional assistance or would like to schedule a showing, contact our office at 530-647-0865.

Rhonda Moffett
3025 Sacramento St., Placerville, CA 95667-6481

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Lise Howe
Keller Williams Capital Properties - Washington, DC
Assoc. Broker and Attorney Licensed in DC, MD, VA,

Thanks for sharing the update on closing costs for the area around you. I love seeing how other parts of the country are doing.   

Oct 15, 2019 03:57 AM #1
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