Top 10 Most Affordable Luxury Homes in Central Florida

Industry Observer with

When it comes to affordable luxury, you are looking at homes or apartments that offer everything you need for modern living without sending the cost through the ceiling. From home insurance to the purchase of the house, you need to know what your budget is to know what’s affordable for you. Affordable for one person won’t be for another, but affordable luxury? That’s something everyone can invest in!


When it comes to luxury in real estate, especially in Florida, you have to consider how much home insurance you’ll be spending on your home along with your mortgage and home costs. and before you know what your costs are, you need to do some research on the top affordable luxury homes in Central Florida.


With that in mind, let’s take a look at those ten homes.

2784 Ponkan Summit Dr, Apopka, FL.  


  • $315,000

  • 5 beds

  • 2 baths

  • 1 half baths

  • 3006 living sqft


This five-bedroom home in Wekiva Run is up for grabs. This is a gated community with beautiful tree-lined streets, playgrounds for children, parks and beautiful landscaping. For those with kids, it’s zoned perfectly for Wolf Lake A-Rated schools. Easily accessible to Orlando, Sanford, and Disney as well as other theme parks.

23548 Milford Dr, Eustis, FL


  • $295,000

  • 4 beds

  • 3 baths

  • 3029 living sqft


A luxury home located in an upscale community, Black Bear Reserve is popular with the golfers! If you want a home that is set right back from the road and has beautiful views and a nearby lake, this is the luxury home for you. 

4116 Rock Hill Loop, Apopka, FL


  • $379,000

  • 4 beds

  • 3 baths

  • 3175 living sqft


This could be your new home! Located in the catchment areas for the A-Rated Wolf Lake Schols, this is a home in an established community with a wonderful quality of life on offer for all those who go here!

30405 Tokara Ter, Mount Dora, FL


  • $339,000

  • 4 beds

  • 3 baths

  • 3286 living sqft


A swimming pool, a gym, a playground, a dog park - when you imagine affordable luxury, you likely didn't imagine amenities akin to what The Sullivan Ranch Community can offer you. Located close to the airport, Disney and area beaches, you’re in the centre of luxury right here!

1006 Rock Creek St, Apopka, FL


  • $369,900

  • 4 beds

  • 3 baths

  • 3051 living sqft


This is a newly built home that is energy efficient and based in the Rock Springs Ridge Community. Elegance and grace are combined with affordability and a home insurance option that will also be affordable!

610 Wood Hollow Ct, Apopka, FL


  • $380,000

  • 5 beds

  • 3 baths

  • 3220 living sqft


You could have a unique opportunity here with this Apopka home. Five bedrooms, three bathrooms and a ton of space, this is based in the Rock Springs Ridge area and you’ll simply fall in love when you step through the door. There is peace, tranquility and a quiet luxury here that will bring you contentment. Especially when you are sitting on the screened patio or the spa.

2443 Misty Cove Cir, Apopka, FL


  • $382,500

  • 5 beds

  • 4 baths

  • 3060 living sqft


At four years old, this is a property that is still standing and looking fantastic. With tons of natural light, this home is filled with natural light because of the open areas where you can enjoy the peace and quiet!

2856 Ponkan Summit Dr, Apopka, FL


  • $399,900

  • 5 beds

  • 3 baths

  • 1 half baths

  • 5201 living sqft


Another home in Wekiva Run, this is the epitomy of affordable luxury. Playgrounds and community parks are in abundance here, and this property is a fixer-upper that deserves every moment of your attention. Buyers are limited with this one for renovation financing or cash purchase!

1509 Spinfisher Dr, Apopka, FL


  • $400,000

  • 4 beds

  • 4 baths

  • 3799 living sqft


Based in "A" rated & desired Wolf Lake River, the schools here are some of the most exceptional in the state. It’s a convenient location for another affordable home and there are plenty of amenities nearby for buyers who want a little more!

5338 Deepwoods Ct, Sanford, FL


  • $478,000

  • 4 beds

  • 2 baths

  • 1 half bath

  • 3383 living sqf


A gated community, Lake Forest offers resort-style amenities right outside your door. Affordable luxury is one moment away, and the right home insurance can help you with your budgeting here. 


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Saif Abbas

Industry observer, real estate marketer
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