Maybe you have heard the many USDA loan benefits such as no down payment, no loan limit, liberal income limits, low PMI, flexible credit requirements, and available for first time or repeat buyers. But to take advantage of a USDA guaranteed home loan, using the USDA eligibility map is a great first step. So, we have provided instructions to search for USDA eligible properties in any state. By using this easy to use home searching tool, it ensures buyers are looking in the USDA eligible areas.
USDA Eligibility Map Instructions
Besides getting a USDA pre-approval, it is key to understand which properties and areas are USDA eligible. First of all, do not think that USDA is just for small homes (no loan limit), very low income (some families can earn over $100k), and must be way out in the country. If that’s what a buyer thinks, make sure to read some of our other USDA articles or click on links throughout this article to see why this is such a popular way to buy a home. Actually, most of the U.S. is USDA eligible. Even whole counties, like Brunswick or Pender County NC, are USDA eligible. Now, buying in large cities probably will not work. But, expanding further out into the suburbs may work. Which is why using the USDA property eligibility map is so important.