Four Common Headaches Of A Homeowners Association

Reblogger ba`B Ratliff
Real Estate Broker/Owner with Robert Ratliff Realty 492107

Understanding the pros and cons of Homeowners Associations aka (HOA)

Joe Gonzalez writes a great article explaining HOA's

please don't forget to comment on his original blog.

 

Original content by Joe Gonzalez NMLS #126036

When you are looking to purchase a home, you might hear a lot about something called a homeowners association, often shortened to HOA. While there are benefits of having an HOA in a living community, these benefits also have their drawbacks.

There are a few common headaches that people often experience when they move into a community that has an HOA. Anticipating these problems ahead of time can help everyone prepare for what they might encounter.

The Maintenance In The Common Area

Whether you are living in a condo or in a neighborhood, the HOA is supposed to maintain the community common areas. This includes pool maintenance, lawns, landscaping, gyms, and more.

In some areas, your HOA might even be responsible for cleaning up after a storm goes through the area. Sometimes, this simply doesn’t happen. This can cause the neighborhood to look like a mess. If the neighborhood isn’t properly maintained, your property values may suffer. 

Problems With Parking

Without a doubt, parking issues are among the most common problems that you might encounter with your HOA. When someone is driving through town, traffic and parking issues are handled by the police.

In the neighborhood, the HOA is typically responsible. The bylaws of the homeowners association might even give them the right to fine people. Make sure you read the agreement with the HOA carefully. You need to know the laws as well as your rights.

Antenna Issues

It is important for you to remember that your HOA cannot control who you have handle your cable and internet connections. In addition, they cannot force you to remove a satellite dish from your house even if they don’t like the look of it.

On the other hand, if you use an antenna, there are still some HOA rules that can control its location. Make sure you read the rules if you elect to go with an antenna.

Understanding Homeowners Association Problems

Some of the other issues that you might encounter with your local homeowners’ association involve pets, holiday decorations, and other random fines. You should read up on the bylaws ahead of time so you know what lies ahead. While not every HOA creates problems, others can be a real headache.

As always, your local real estate agent can answer specific HOA-related questions on any community in the area. 

If you are in the market for a new home or interested in refinancing your current property, be sure to consult with your trusted home mortgage professional to discuss financing options.

For help or questions contact:

Joe Gonzalez

Senior Loan Consultant -  NMLS #126036
GMH Mortgage Services, LLC
625 W. Ridge Pike, Building C, Suite 100 | Conshohocken, PA  19428 | Direct: 610-355-8039 |  Cell: 610-739-6563

FHA Jumbo Loan, Mortgage King Of Prussia   FHA Jumbo Loan, Mortgage King Of Prussia   FHA Jumbo Loan, Mortgage King Of Prussia

This material is non-exclusively licensed to Joe Gonzalez and may not be copied, reproduced, or sold in any form whatsoever. Copyright ©2006-2014, Bring the Blog. All rights reserved. Terms of Service.
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Topic:
Home Buying
Location:
Texas Medina County Hondo Rolling Hills Ranch Estates
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Show All Comments
Rainmaker
3,331,885
Sally K. & David L. Hanson
EXP Realty 414-525-0563 - Brookfield, WI
WI Real Estate Agents - Luxury - Divorce

It is wonderful when...you have a HOA that is responsive....and listens to the concerns of the members...it can be a great thing !

Nov 22, 2019 04:56 AM #1
Rainmaker
3,081,440
Brian England
Vacasa - Gilbert, AZ
MBA, GRI, REALTOR® Real Estate in East Valley AZ

This is a great choice for a reblog, it is nice seeing you in the Rain, it seems that I haven't seen you around for a while, I hope all is well with you.

Nov 22, 2019 06:41 AM #2
Rainmaker
1,278,058
Michele Cadogan 917-861-9166
Fillmore Real Estate 2990 Av U, Bklyn , NY 11229 - Brooklyn, NY
Licensed Real Estate Associate Broker -

Thanks for this reblog - good points to share with someone thinking of buying in a community with a HOA

Nov 22, 2019 06:43 AM #3
Rainmaker
2,564,623
Rebecca Gaujot, Realtor®
Lewisburg, WV
Lewisburg WV, the go to agent for all real estate

I live in a community that has an HOA. I really like the fact that there are rules... We only pay $125 annually.

Nov 22, 2019 07:51 PM #4
Rainmaker
99,811
David Artigliere
Reading, Pottstown, Norristown, Philadelphia - Collegeville, PA
ARTI Home Inspections, ASHI Certified Home Inspect

great reblog, Bob!  I know all too well the pros and cons of HOAs having lived in an HOA community myself.  Great read for anyone considering it so they are informed upfront.

Nov 24, 2019 09:40 AM #5
Rainmaker
4,474,306
Joan Cox
House to Home, Inc. - Denver Real Estate - 720-231-6373 - Denver, CO
Denver Real Estate - Selling One Home at a Time

Bob, this is a great choice for a reblog, and HOAs can be a pain, you definitely should go to the meetings to know what is going on! 

Dec 06, 2019 07:12 AM #6
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Rainmaker
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ba`B Ratliff

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