Beach Property Buyers Guide in Santa Cruz, CA

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Beachfront Home Buyers Guide in Santa Cruz, CA

We provide a comprehensive guide people can use to identify ways to get the best deal for beachfront homes in the city of Santa Cruz, California. Buying a home is one of the most financial investments a person will make in his or her lifetime. You'll want to get as much information as possible to ensure you get a good deal. Beach property hunting is a unique experience since the homes are in such high demand and have varying laws and regulations you'll have to consider. If you have any questions about the process of buying a home, let us know, and we'll be glad to help.

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Fees and Costs

All home buyers planning to make a purchase will want to consider other fees associated with a property purchase aside from the actual price of a home. You'll want to avoid any surprise fees, and you'll want to ask your realtor about them when you consider buying a new home. Below is a list of associated costs you can expect to pay when you decide to get a new home in Santa Cruz.

  • Closing Costs
  • Titling Fees
  • Record Fees
  • Survey, Appraisal, and Inspection Fees
  • Mortgage Application Fee
  • Underwriting Fees
  • Property Tax
  • HOA Fees
  • Mortgage Interest
  • California Housing Finance Agency
  • Property Tax
  • Homeowners Insurance


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Beachfront properties come with their own unique challenges that owners have to consider. Living next to the ocean, you have to prepare for the potential of natural calamities and saltwater damage to your investment. You'll want to properly research these risks and contact local authorities before you make a purchase. 

Property Rental

Buying a beachfront home can be a good investment for homeowners who are looking to rent their house. If you do not plan to live in your beach house year round, listing your property for rent may be an excellent way to make a good profit.


While beachfront properties can be quite attractive, thanks to its beautiful scenery and easy access to the ocean, there can be difficulty in reaching your home from the city center. You need to check highways that connect to your home and nearby emergency facilities you may need in cases of emergencies. If you like a home, it's a good idea to ask a local about any issues you may have to face in a location.


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If you would like to receive a FREE Competitive Market Analysis, contact me today.

Let Me Help You Find Your Santa Cruz, California Home!

If you are a buyer, it is important to have the assistance of a Buyer's Agent to represent you during the transaction. If you need additional assistance or would like to schedule a showing, contact our office at (831) 661-5591.

Amber Melenudo
Santa Cruz Real Estate
1041 41st Ave, Santa Cruz, CA 95062
Phone: (831) 661-5591

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