Watch Closely as Not Once will My Fingers Leave My Hands

Real Estate Agent with RE/MAX Professionals, CT 203-206-0754 REB.0759001

Watch Closely as Not Once will My Fingers Leave My Hands

As real estate agents we have to be more than agile to get our deals to the closing table. Going in we keep our hopes high and our sensors active. Of course, having a bit of luck always helps.


The Case of the Missing Building Permits


I had a client that was buying a foreclosure. The issues with the house were obvious but as we were going with a conventional loan not impossible. Or almost not impossible. The appraiser came out to do his thing and was very efficient down to noting that the remodeled basement had no permits. With less than a week before closing and the buyer's furnishings already loaded for moving, it was time to chase.

A quick stop to the building inspector's office got an appointment not only for the inspector but the assessor to come over on the same day to view the house.  As all else was fine, they gave a list of items that needed corrections and needed to be resolved within 30 days of occupancy or face a rather large fine. 

The lender as well as the buyers were impressed that all of this was done within 2 days of the original notification.  Of course it didn't hurt that the building inspector was a golf buddy who knew me well.


A Title Issue That Blocked Many Agents

I had a condo that was referred to me by an agent that could not get it sold after many contracts. It seems it would all go well until it hit the title search and there was an old claim that had never been cleared. 

As luck would have it, back in the days of Countrywide Loans, my file went to an underwriter that new my name.  He gave me a call to ask if he could help. I explained the issue as there was an old lien that had not be cleared properly and we knew who had the name on title but they were not willing to give us the details we needed to clear title. This underwriter saved our bacon. The lien holder was an investor that had done a lot of loans through this bank so all the particulars needed were available to the underwriter.  We got the lien removed and the condo closed and all went away happy finally.

The sellers lawyer pulled me aside and desperately wanted to know how I got it done.  Being as he was an officer of the court I just modestly offered, 'trade secret'.

These vignettes are offered as an entry to the December Challenge: Your Craziest Transaction

Watch Closely as Not Once will My Fingers Leave My Hands



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Ed Silva  RE/MAX Professionals,   203-206-0754


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Anna Banana Kruchten Broker/Owner, CRB, CRS
Phoenix Property Shoppe - Phoenix, AZ

Hey Ed Silva Happy New Year!  I do believe you are a master magician pulling these two sales together! Awesome stories!!

Dec 31, 2019 03:07 PM #1
Myrl Jeffcoat
GreatWest Realty - Sacramento, CA
Greater Sacramento Real Estate Agent

More than once I've had transactions where room additions and other building projects were conducted without permits.  I'm always grateful for the ability to get a "non-permit related inspection," by the county.  Only, twice were additions, etc., done so poorly they required a tear down.

Dec 31, 2019 04:27 PM #2
Carol Williams
Although I'm retired, I love sharing my knowledge and learning from other real estate industry professionals. - Wenatchee, WA
Retired Agent / Broker / Property Manager

Hi Ed Silva 
Sometimes it's not what you know but who you know and who they know, right?  Great job getting those two closed! 

Dec 31, 2019 06:59 PM #3
Michael Jacobs
Pasadena, CA
Los Angeles Pasadena 818.516.4393

Hi Ed - sleight of hand trickery?  No.  Sometimes it's possible because it's all done as part of life in a "typical" day in real estate when practiced professionally and knowledgeably.  Happy 2020.  

Jan 01, 2020 05:19 AM #4
Sheila Anderson
Referral Group Incorporated - East Brunswick, NJ
The Real Estate Whisperer Who Listens 732-715-1133

Good morning Ed. There is nothing like an experienced agent with friends in the right places and determination.

Jan 01, 2020 05:56 AM #5
Debra Leisek
Bay Realty,Inc Homer Alaska - Homer, AK

I once had a lien pop up on an 8,000 dollar land sale The lien was 450,000

The title company and I worked togethter to solve this and we did...

Real Estate!! its so easy!! 

Happy New Year Ed!

Jan 01, 2020 12:46 PM #6
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Ed it is very helpful to know the proper people, but it is even more important to know who to talked to and what you are talking about.  Your two transactions  were great examples of both of those things.

Jan 01, 2020 02:28 PM #7
John Poulsen
Berkshire Hathaway HomeServices NE Properties - Milford, CT

Yes, experienced and knowledgable agents. The glue to our profession.

Jan 01, 2020 04:13 PM #8
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Ed Silva

Central CT Real Estate Broker Serving all equally
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