Welcome to Active Rain, a great place to learn, share, and network. This is a great first step to help instill discipline in a person's financial life.
Heather ~ Welcome into the 'Rain and congrats on your first blog post. I had just recently heard of a no spend challenge and it seems like this is something that is beginning to take off.
Heather Behrends welcome to ActiveRain, and congratulations on successfully posting your first blog.
Welcome to Active Rain, looking forward to reading many more of your posts, let me know if there is anything that I can do to help as you get started here.
All the best of success to you.
Bob
Heather, thinking January everyone needs to pay off the credit card charges from Christmas. This is a great post.