Filing for Homestead Exemption in Florida!

By
Real Estate Agent with Tropic Shores Realty - Ich spreche Deutsch!

For new Florida Home Owners, now is the time to file for Florida Homestead Exemption for 2020

As a new Florida Home owner who purchased a Florida home in 2019 and are using it as your primary residence, you should now take the time to file for Florida Homestead Exemption! 

In Hernando County, Florida, the Homestead Exemption provides for a reduction in the taxable value of the home by $50,000.  Most importantly, it also places a cap on the annual increase in assessed valuation thus protecting home owners from sudden spikes in assessments and consequently property taxes.

Here is an example of the property tax calculation for a home without and with homestead exemption:

 

1. Without homestead exemption - the property taxes are $1,838.64

 

Property Taxes WITHOUT homestead exemption

 

2.  Here is the property tax calculation for the same home WITH homestead exemption:  Property taxes are now $1,183.84 - a substantial savings!

 

Property Tax WITH homestead exemption

 

To read more about how the Florida Homestead exemption works, please click on the link "What is Florida Homestead Exemption" .

 

If you have purchased a home in 2019 and it is your primary residence

in which you have lived in as of January 1, 2020

make sure you have applied for homestead exemption. 

The deadline is March 1, don't miss it!

 

To apply for this beneficial exemption under the Florida Homestead Exemption law and to find out how it applies to your particular situation, please contact your local property appraiser's office.

Home owners in Hernando County, Florida, please contact the Hernando County Property Appraisers office at 352-754-4190 or visit them at one of their two locations either at

20 N Main Street, Brooksville, Florida

OR

in the Forest Oaks Government Center in Spring Hill, Florida, 7525 Forest Oaks Blvd

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 For more information about Hernando County Homes and Land for sale including Spring Hill, Brooksville, Weeki Wachee, and the communities of Timber Pines, Glen Lakes Golf and Country Club, Silverthorn, and Hernando Beach , please call or visit my website!

Let me help you find Your Place in the Sun!

 

Silvia Dukes PA, Broker Associate

Tropic Shores Realty, 3441 Deltona Blvd, Spring Hill, FL 34606

Phone: 352-584-7441    Email: SilviaDFL@yahoo.com   Website:  www.SilviaDukes.com

 

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Listing and real estate market information is current as of the date it was posted but subject to changes.

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Comments (12)

Grant Schneider
Performance Development Strategies - Armonk, NY
Your Coach Helping You Create Successful Outcomes

Hi Silvia Dukes PA, Broker Associate, CRS, CIPS, SRES - I have a home in Florida and homestead is a good thing. But with my higher NY property taxes STAR exemption works better for me to save   

Jan 20, 2020 01:21 PM
Silvia Dukes PA, Broker Associate, CRS, CIPS, SRES

Hi Grant, yes, for some homeowners with homes in more than one state it makes sense to maximize their tax savings. 

Jan 20, 2020 05:28 PM
Kathy Streib
Cypress, TX
Home Stager/Redesign

Hi Silvia- good to see you here!!! And this is good information for homeowners. 

Jan 20, 2020 06:38 PM
Silvia Dukes PA, Broker Associate, CRS, CIPS, SRES

Thank you Kathy Streib !

Jan 21, 2020 07:55 AM
Jeffrey DiMuria 321.223.6253 Waves Realty
Waves Realty - Melbourne, FL
Florida Space Coast Homes

Hi Silvia, It is amazing how many homeowners do not realize how important it is to file for homestead. Not only do they save money, they also get protections against creditors and financial predators. Great post.

Jan 21, 2020 07:57 AM
Silvia Dukes PA, Broker Associate, CRS, CIPS, SRES

Thank you!  This information is certainly shared at closing but in all the exitement over a new home and the moving experience, it gets easily forgotten. I send out reminders to all my buyers at the beginning of the year. 

Jan 21, 2020 08:37 AM
George Souto
George Souto NMLS #65149 FHA, CHFA, VA Mortgages - Middletown, CT
Your Connecticut Mortgage Expert

Silvia this is great information for those residents who qualify.

Jan 21, 2020 11:16 AM
Joe Pryor
The Virtual Real Estate Team - Oklahoma City, OK
REALTOR® - Oklahoma Investment Properties

Welcome back Silvia, hope all is well with you and I hope you have a great 2020.

Feb 01, 2020 03:48 PM
Endre Barath, Jr.
Berkshire Hathaway HomeServices California Properties - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

Silvia nice to put out such great information, so many people have no idea about the Homestead Act Endre

Mar 09, 2020 09:59 PM
Endre Barath, Jr.
Berkshire Hathaway HomeServices California Properties - Beverly Hills, CA
Realtor - Los Angeles Home Sales 310.486.1002

Hey Silvia hope everything is OK it has been a while?? drop me a note or call me privately, Endre

Apr 04, 2020 10:35 PM
Patricia Feager, MBA, CRS, GRI,MRP
DFW FINE PROPERTIES - Flower Mound, TX
Selling Homes Changing Lives

Hi Silvia! Filing for a Home Exemption is easier than most people think Sharing the news so that no one misses the date is a great way keep those that qualify happy and thankful! Home Exemptions really do help! You provide excellent services to your community and the people in FL!

Mar 19, 2021 06:38 PM
Patricia Feager, MBA, CRS, GRI,MRP
DFW FINE PROPERTIES - Flower Mound, TX
Selling Homes Changing Lives

Hi Silvia Dukes PA, Broker Associate, CRS, CIPS, SRES - just wanted to let you know I am thinking of you and wishing you well. Happy Holidays to you. 

Nov 05, 2022 04:33 AM
Roy Kelley
Retired - Gaithersburg, MD

I hope all is going well for you this year.

Have an outstanding summer.

Aug 11, 2023 09:43 AM
Silvia Dukes PA, Broker Associate, CRS, CIPS, SRES

Thank you, Roy!  

Aug 12, 2023 01:52 PM
Georgie Hunter R(S) 58089
Hawai'i Life Real Estate Brokers - Haiku, HI
Maui Real Estate sales and lifestyle info

These homeowner exemptions are so important, and new buyers should be reminded to apply before the deadline.

Aug 21, 2023 07:07 PM