Loan qualify on bank deposits, not tax returns

Mortgage and Lending with Cambria Mortgage NMLS 274132

Self-Employed and looking for a mortgage?

It can be challenging to get a home loan when you are self employed, primarily due to the inability to properly show enough income to qualify.

Bank statement program


Did you know, that is a self-employed person, there are alternatives to traditional income options, including using either your personal or business bank statement deposits as qualifying income.

Projections for this year indicate a very favorable housing market supported by low mortgage rates and new construction. Don't miss out because you are self employed.

Other alternative options include asset based, investor cash flow on retal properties, and old school non-prime loans.

Of course Cambria Mortgage in not limited to just alternative loans. We offers all loan products, including FHA, VA, Conventional, USDA, Jumbo, down payment assistance, etc.



Equal Housing Lender. NMLS 274132, 322798. This information is for real estate professionals, and not for the general public. Cambria Mortgage lends in the following states: MN, WI, SD, ND, IA, FL, TX, CO, This is not an offer to lend or to extend credit, nor is this a guaranty of loan approval or commitment to lend. The information here may not be up-to-date and may no longer be accurate. Products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors. Consumers must independently verify the accuracy and currency of available mortgage programs. All loan approvals are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal and title report. (C) 1998 - 2020, Joe Metzler


This entry hasn't been re-blogged:

Re-Blogged By Re-Blogged At
Home Buying
All About Mortgages/Mortgage Networking
The FHA Mortgage Group
Minnesota Real Estate
Investment Property (USA)
stated income
no doc
bank statement loans

Spam prevention
Show All Comments
Richard Weeks
Dallas, TX
REALTOR®, Broker

Great information, thanks for sharing.  I hope 2020 is a great year for you.

Jan 28, 2020 02:16 AM #1
Show All Comments

What's the reason you're reporting this blog entry?

Are you sure you want to report this blog entry as spam?


Joseph Metzler

Sr Loan Officer
Free Loan Consultation
Spam prevention

Additional Information